Broke? 5 Ways to Save Money
When you are struggling to make ends meet, saving can seem an impossible goal. Even if you're living paycheck to paycheck, there are ways to save and have some money left over at the end of the week. Here are 5 money saving tips that will leave you with a few extra dollars in your pocket.
Shop at your local $1 dollar store.
Dollar stores can be a goldmine of bargains for everyday items. Sandwich bags, paper towels, trash bags, toiletries, and even groceries can be purchased for only $1 a piece. You’ll just have to skip the brand name items…you don’t need to stock your shelves with expensive stuff when the cheaper version will do just fine. Many of your cleaning products as well as hundreds of other everyday items can be purchased at dollar stores for a fraction of what you’d pay in a grocery or drug store.
Take advantage of coupons and specials.
When grocery shopping, take advantage of coupons and specials. Cut all the coupons you can use and organize them so they’re easy to find. For some items, you can search online and find additional coupons. When purchasing more expensive items such as cosmetics and brand name goods, visit the manufacturer’s website for unadvertised specials. Here are some other money-saving shopping tips:
- Watch store flyers for weekly specials and deals. It may be worth it to stock up on essentials that are on sale even if you don’t need them at the moment.
- Look for double and triple coupon offers…most coupons up to .99 can be doubled at some grocery stores, so if you present a .75 coupon, you’ll end up getting $1.50 off an item.
- Watch for buy one get one free sales. When stores need to clear out overstocked items, you can find great bargains.
- Specific quantity sale items such as 5 for $5 or 10 for $10…you don’t always have to purchase all 5 or 10 items. Unless it specifically says “you must buy “x” amount”, the discount will be given even if you buy less than the advertized quantity.
It may be easier to start making smaller shopping trips weekly in order to take advantage of the weekly sales. When you make one huge shopping trip a month you can miss out on many of the weekly bargains because not everything is on sale at that time.
As an added bonus, some grocery stores now will offer points for every dollar spent to be used towards discounts on gas. These points can add up quickly and you can easily get over a dollar off per gallon!
Brown bag your lunch.
You’ll save a ton of money by not ordering out. Start cooking your meals at home and freeze individual portions so you can take a lunch with you to heat up at work. Plus, the meals you make at home are usually healthier then take-out. Also, invest in a travel mug and start bringing your morning coffee from home. If you are in the habit of buying a coffee on your way to work every day, you can save $20 to $30 a week by skipping the coffee shop and making your own coffee instead.
Let’s face it, shopping for bargains can be a hassle when you lead a busy lifestyle. Most of us miss out on great discounts because we don’t have the time to be driving from store to store looking for the best deal. Many stores have their own websites now. Most will offer hundreds of items at a discount if you buy them through their website instead of the retail store. Not only is it cheaper and more convenient to shop online, but you save even more money by taking advantage of free shipping offers. You can often get free shipping with a minimum purchase. Search online for coupon codes for your favorite products to save even more!
Save your change.
Dump all your change in a jar each night. At the end of the month, roll it up and bring it to the bank to deposit. You’ll be amazed at how fast change adds up to dollars! Some banks have machines that will count the change for you, so you don’t even have to roll it!