ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Show Me The Money - Government Grants

Updated on September 9, 2013

When you need money, you usually apply for a loan. However, in certain cases the person can also apply for a grant.

Grant is a financial assistance to applicants who have a demonstrated financial need. There are different types of grants available: Personal Grants, Education Grants, Housing Assistance Grants, Business Grants, Minority Assistance Grants… This types of grants can help you purchase a new home, get a scholarship, pay for prescription medicine and so on.

The big difference between a grant and a loan is that the individual does not have to pay the amount back. People are allowed to apply for as many grants as they like. Some peopele apply for a scholarhip and to buy a new home at the same time.

But getting a grant is NOT a walk in the park. No one will just give you the money because you filled out a few forms. Unfortunately it's not that easy.

Who is eligible for grant money?

All U.S. citizens and residents are eligible to receive U.S. Federal Government, State Government and Private Foundation-funded grants. The Federal Government and Private Grant Foundations issue billions of dollars in grant money to a variety of groups each year. Grants are awarded to individuals with large and small bank accounts, for an ever-increasing array of purposes.

Remember, grant programs are not loans and don't require a credit checks, collateral, security deposits or co-signers. You can apply even if you have a declared bankruptcy or have bad credit. As a tax payer and U.S. citizen you are entitled to apply for grant money.

You should know, however, that suitable grants are not so easy to find and are usually very competitive. You should put together the very best proposal possible and prove that you are the one that should get the money. And you should plan to spend the time and energy to do it right - or don't do it at all because it will be a waste of time!

In order to get a grant you really do need to have a project in mind and the government has to have a good reason for giving you the money. You could probably get a grant to start a non-profit organization, subsidize your farm, go to school, etc. But you won't get a grant just to build a house or buy a new car.

Contrary to what some people may say - true grants are very difficult to find, especially to start a business. And finding the right grant is only the first step in the process. The second part - properly completing the grant application – is even harder and this is where most grant seekers fail!

When applying for a grant you will need to do lots of research to find the program that will fit your needs best. You should carefully look at the criteria to find out if you are eligible to avoid wasting time. Since grants are limited due to budget constraints, a review panel will first review the merits of each applicant before the money is given. Properly completing the grant application can be quite a task and you should take the time to learn how to write a proposal and make sure you are using the forms that are required.

Is there really such a thing as free money?

Not to insult your intelligence, but to some extent – yes. But, and this is a big BUT, there are lots and lots of limitations and eligibility criteria. You may have to live in a certain state or county; you may have to earn less than a specified amount of money; you may only be able to use the money for a specific purpose. Most people who are looking for these grants won't qualify to receive them. In the end, the government would like to see the results of the project because after all, this money came from the taxpayers.

If you are really serious about applying for goverment grants, you will need to find the right information, locate the right government office, know what programs best suit your needs and know how to apply for them. You can find most information free on the internet. A good way to start would be here:

Grant Money
Grant Money


One of the strange things about life is that the poor, who need money the most, are the very ones that never have it. - Finley Peter Dunne

We didn't actually overspend our budget. The allocation simply fell short of our expenditure. - Keith Davis

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. - Suze Orman

Financial planning is not insurance and is not just for people nearing retirement.


    0 of 8192 characters used
    Post Comment

    • profile image

      Nisha shan 

      9 years ago

      Show me the money!!

    • The_Drizzle profile image


      9 years ago from The Far Side of the World

      I did a hub about this too. I think the biggest thing people need to know is the grants aren't easy to get and come with lots of strings attached. Heck, professors have ungrad students write pages of reports to get research grants.

    • profile image


      9 years ago

      Very informative hub. I am glad I read this!

    • linjingjing profile image


      9 years ago


      This article is very helpful to me


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)