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What do Military TSGLI Claims Cover? Do I Qualify? Injured While on Active Duty, Lump Sum for PTSD?

Updated on January 20, 2013

What is TSGLI?

The Department of Defense implemented Traumatic Service members Group Life Insurance (TSGLI) to help servicemen and women to cover expenses while they recover from injuries sustained while on active duty. It is a one-time, tax-free, lump sum payment designed to cover expenses while the servicemen recovers from his or her injuries.

Who Qualifies for TSGLI Benefits?

Effective October 1, 2011, you may be eligible for TSGLI benefits:

  • Even if the service member was not signed up for SGLI at the time of the injury
  • Even if the injury was sustained while off-duty
  • No matter what geographic location the service member was in when the injury was sustained
  • If the injured party was enlisted and on active duty during the time period between October 7, 2001 to present.
  • The service member suffered losses as the result of a qualifying event that caused injury.

What is a Qualifying TSGLI Loss?

A complete listing of qualifying losses can be found on the Department of Veterans Affairs website in the TSGLI Schedule of Losses. According to this schedule of compensation on the VA website, amounts range from $25,000 up to $100,000. A few traumatic injuries include:

  • Loss of Hearing or Sight
  • Amputation
  • Burn Injuries
  • Facial Injuries
  • Paralysis

Traumatic Servicemembers Group Life Insurance Claims

It is important for service members to note that it does not matter if their injuries were sustained in the line of duty or not. You may qualify even if your claims have been previously denied. Follow the link for more information on TSGLI Claims and compensation.


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