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Can You Buy Wedding Insurance

Updated on March 31, 2010

While every couple dreams that their wedding day will be a dream come true, it is important to look at the reality as well as the fantasy. No matter how carefully you have planned the big day or how long you have been planning your dream wedding, things can go wrong at the last minute. From a vendor who fails to deliver the wedding cake on time to a wedding dress store that suddenly goes out of business and locks your dream dress inside, there are many potential hazards on the way to the walk down the aisle. Wedding insurance is designed to protect brides, grooms and their families from these unexpected events.

The financial consequences of wedding mishaps can be quite large, and it is important for every couple to consider purchasing a wedding insurance policy to protect against those potential pitfalls. Some problems are relatively small, but others could end up costing you thousands of dollars. With wedding costs going up and so many weddings costing tens of thousands of dollars, it just makes senses to protect that high value investment with an affordable wedding insurance policy. If you doubt the value of wedding insurance, just consider some of the potential things that could go wrong in the lead up to the big day.

Weather Problems

Even the most careful planning cannot protect against problems with the weather.  A sudden snowstorm could ruin your dreams of a winter white wedding, while a summer downpour and flooding could leave your dreams of being a June bride underwater.

With a wedding insurance policy you can be protected from the ravages of mother nature, no matter what she has in store.  A good wedding insurance policy will protect your investment and help you recover from even the most major weather related setbacks.

wedding cancellation insurance just in case he doesn't show up
wedding cancellation insurance just in case he doesn't show up

Medical Issues

A last minute medical problem with a member of the wedding party or their families could leave your plans up in the air, and subject you to thousands of dollars in cancellation fees from the reception hall, hotel and other venues. Postponing the wedding due to a medical emergency also makes planning quite a lot harder, since you will need to work with all of your vendors and make sure they can accommodate your new schedule.

With a wedding insurance policy you are protected against these issues. The wedding insurance will provide coverage for those extra charges and fees, allowing you to concentrate on getting everyone back to good health.

Wedding Policies

Business Problems

Every year brides face the emotional and financial devastation of bridal shops that suddenly close their doors.  Several major bridal wear chains have declared bankruptcy and gone out of business with no warning to their customers, leaving brides and grooms scrambling to get the wedding gowns, bridesmaid dresses and tuxedos they had paid thousands of dollars for.

With wedding insurance you can avoid the financial devastation that goes hand in hand with this emotional trauma.  The money paid by the wedding insurance company will allow you to find that dream dress elsewhere and save your wedding.  Wedding insurance can also be a powerful ally if the reception hall you have so carefully chosen suddenly goes out of business.  Unfortunately this kind of thing happens all the time, and it is important to keep yourself protected.


No matter how much or how little your wedding costs, the cost of a wedding insurance policy is a small  price to pay for the peace of mind it provides.  Once you have the wedding insurance policy in place you will know that you are protected, no matter what mother nature or unreliable vendors throw at you.


photographer insurance
photographer insurance
wedding insurance coverage
wedding insurance coverage


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