ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

The Generous Money-Spender Personality Type

Updated on January 24, 2015

Generous Spenders love to finance what will make an extraordinary impact for others. Should it be suggested that their pursuit of improving others' lives is less important—certainly less than spending that ensures more financial stability and security—they can readily become disheartened.

If take such a suggestion personally, you might get criticized right back for your seeming "insult"! They can easily feel their personal values are not respected or even taken wrong.

Money management to the Generous Spender is the pursuit of ideals taking priority over the financial planning that others would say is lacking. When you or anyone else looks to be saying such generous giving expenditures should be reduced, they can feel squeezed—like their desire to express their own uniqueness is being constrained. Giving is the way Generous Spenders express themselves.

The Generous Spender tends to be iNtuitive and Feeling. These behavioral attributes comprise one of four primary temperament types in MBTI (Myers-Briggs) personality theory.

Hurdles for the Charitable Spender

The iNtuition-Feeling (NF) temperament type of the Generous Spender has a certain spending passion. They can be so caught up in their desire to express this passion that this tends to dictate their financial management.

Their strong desire to empower others makes them glad to help in any way, even with their personal funds. This passion and any dislike for making and keeping detailed plans can prove to be hurdles when planning a personal budget and adherence to it.

They think they have a good sense for when spending beyond their means ... so then don't even check the figures!


Motto: Spend to express who I am.

Financial Satisfaction for the Generous Spender

The Generous Spender can clear these hurdles by making definite financial goals. These goals must include not only their own future, but the needs of others they want to help, as well.

Spending on what they see as improving the lives of others is quite emotionally fulfilling for the NF mind of the Generous Spender type. This is when money becomes important to them.

When money management seeks to spend for "a good cause," a few guidelines will help ensure they do keep within their means. The setting of financial goals can do several things for the Generous Spender.

  1. Make their money matter where most important.
  2. Relieve the worry of not having thought through their own financial needs well enough to have enough.
  3. Ensure funds are available for the occasional "splurges" on themselves for the exact thing they think enhances their own learning and personal growth.

Habits of the Generous Spender

The habits of a Generous Spender falls into one of two camps. This is contingent on whether the person is an Extravert and focuses on their outer world, or an Introvert and focuses on their inner world.

Generous Spenders of the Judging type

Generous Spenders of the Judging type tend to employ their iNtuitive preference in their inner world. So they

  • get "the best money can buy", and
  • find the risk worth taking when the end is clearly in mind.

They tend, therefore, to

  • either buy the best or do without, and
  • are insightful gift givers.

Generous Spenders of the Perceiving type

Generous Spenders of the Perceiving type tend to employ their iNtuitive preference in their outer world. So they

  • "have" money to spend on options, and
  • are comfortable with the risk involved if either well calculated, or done with someone.

They tend, therefore, to

  • delay gratification, and
  • may buy all the choices if paralyzed by seeming overwhelming possibilities.

There are four money personalities

Do you recognize yourself in the description of the Generous Spender? There are three other types: Strategic, Compulsive and Tightfisted Spenders.

Much of the above is based on material that was presented in a powerpoint by Ray Linder.

© 2011 Deidre Shelden


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
ClickscoThis is a data management platform studying reader behavior (Privacy Policy)