ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

The Strategic Money-Spender MBTI Personality Type

Updated on January 24, 2015

The Strategic Spender is one of any four of the Myers-Briggs® (MBTI) personality types ENTJ, ENTP, INTJ or INTP. This money spending type has a personality temperament described in MBTI typology as NT, or iNtuitive-Thinking.

Strategic Spenders manage finances in order to master the future. Anyone trying to help by suggesting what so-and-so did may find there is no room allowed for such contemplations. The only valid idea is their own—the only one that makes sense!

So skeptical of any other suggested idea, they can get sarcastic and may even suddenly throw out a cutting response. So, watch out!

Money management for the Strategic Spender is the strategic-ness of their financial plan—their top financial priority. Whatever the plan, it must look well thought out on a grand scale that matches their vision of where they want their finances to end up in the long term. Allow them room to consider how a particular expenditure decision will fit those long-term financial plans.

Hurdles for the Strategic Spender

The iNtuition-Thinking (NT) temperament type of the Strategic Spender has clearly calculated spending habits. They make financial decisions based on their envisioned goals.

The plan to reach those goals can become so complex, however, while they seek out the maximum gain for the minimum input. They may take a plan down so many twists and turns that their complex planning can get caught in 'buyer's remorse' before buying!

Source

Motto: Spending requires competence.

Financial Satisfaction for the Strategic Spender

The Strategic Spender can unravel those twists and turns through strategic infrastructure analysis. This is true as long as they feel their competence is supported by others.

The NT mind of the Strategic Spender is calmed by engaging their energetic analyzing and questioning in the design of an infrastructure for their financial future. Independence in managing their own finances, both for the short and long term, fulfills the Strategic Spender's need to see themselves as competent and capable; getting some distance from advisers.

Their sense of independent competence is furthered by

  1. others' silent support, and
  2. temporary relief of some of their other responsibilities allowing more time to think alone, or talk to a trusted listener.

Habits of the Strategic

The habits of a Strategic Spender falls into one of two perspectives. This depends on whether the person is an Extravert and focuses on their outer world, or an Introvert and focuses on their inner world.

Strategic Spenders of the Judging type

Strategic Spenders who are also Judging types prefer to focus the iNtuition preference on their inner world. So they

  • get "the best money can buy", and
  • find the risk worth taking when the end is clearly in mind.

They tend, therefore, to

  • either buy the best or do without, and
  • are insightful gift givers.


Strategic Spenders of the Perceiving type

Strategic Spenders who are also Perceiving types prefer to focus the iNtuition preference on their outer world. So they

  • "have" money to spend on options, and
  • are comfortable with the risk involved if either well calculated, or done with someone.

They tend, therefore, to

  • delay gratification, and
  • may buy all the choices if paralyzed by seeming overwhelming possibilities.

There are four money personalities

Does the Strategic Spender describe you? If not, you might see yourself more as one of three other types: Generous, Compulsive or Tightfisted.

Much of the above is based on material that was presented in a powerpoint by Ray Linder.

© 2011 Deidre Shelden

Comments

    0 of 8192 characters used
    Post Comment

    • Ms Dee profile imageAUTHOR

      Deidre Shelden 

      7 years ago from Texas, USA

      Hey, how fun, Betty! This is so neat you could wade through them all and discover which fit you most :). Yes, may it give you a bit more insight that is helpful.

    • Betty Johansen profile image

      Betty Johansen 

      7 years ago

      I recognize the feeling of having buyer's remorse before buying. Yep, I think I found myself here. Thanks for the insights and suggestions.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)