ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Technology»
  • Communications»
  • Smartphones»
  • iPhone

Best Personal Budget iPhone Apps

Updated on September 30, 2012

Know Where It Goes to Save!


Manage Financial Personal Finances with iPhone

The iPhone is the perfect device for managing your money since most people carry there phones with them at all times it is easy to add in new expenses as they occur to get a true picture of where your cash is being spent and actively stay under your desired limits. There are tons of different apps for personal finance management and the following list is the best personal budget iPhone apps available on the iTunes store. Every individual and family has different needs so some people may find more value from one app over another, but if you are looking for a way to really actively manage your income and expenses when transactions happen then check out Budget Envelopes by Mobile Innovations LLC and the other applications listed below.

Quick Overview

Click thumbnail to view full-size
Budget Example" Simulated"Add a New Expense " Simulated"Add a Recurring Expense " Simulated"Add Recurring Income " Simulated"Reporting Categories
Budget Example" Simulated"
Budget Example" Simulated" | Source
Add a New Expense " Simulated"
Add a New Expense " Simulated" | Source
Add a Recurring Expense " Simulated"
Add a Recurring Expense " Simulated" | Source
Add Recurring Income " Simulated"
Add Recurring Income " Simulated" | Source
Reporting Categories
Reporting Categories | Source

Budget Envelopes - Easy to Manage Expenses

Budget Envelopes is based on the popular method of personal finance management tracking expenses by different buckets of expenses or "envelopes". This app is easy to use and excellent for managing both regular expenses such as rent / mortgage payment, cable and internet, food, and gas as well as irregulars such as entertainment and other random expenditures is Budget Envelopes.

A few of the features of this app include:

  • Set up budgets, including daily, weekly, bi weekly, monthly, 2 months, up to annually
  • Add expenses as they occur
  • Add recurring charges
  • Set Up Incomes and Add Special Income
  • Sync with family members that have the app installed
  • Create reports and visuals of personal finances
  • Print and email the budgets and reports

This application allows you to easily create an unlimited number of "envelopes" i.e. different budgets. This allows you to set up an envelope for all activities that need to be monitored such as if you are in charge of a party with a group of friends, the budget can be set and then each expense added in real time while you are preparing. This is helpful in managing expenses that do not occur repeatedly such as buying back to school clothes or shopping for Christmas, birthday's and other holidays which are easy to go over budget if you are not monitoring it well. There are other apps that are great for looking at your entire financial situation so that you have a good idea of your personal net worth, how well you are saving for retirement, and connect with all of your banking accounts, however if you can not set a budget and stick to it, saving money can be a big challenge. This app is designed to making sure you follow your desired budgets and it is easy to use and identify how much you have to spend before going beyond your financial means.

More Excellent Financial Apps

Everyone has different needs so if you are looking for the right solution check out these additional applications to help manage your personal financial well being.

  1. Mint - The application provides a great snapshot of your personal and family financial situation. While the Mint solution is excellent at displaying your overall finances it is not the best application for managing budgets in real time. It is not easy to add in expenses as they occur as the benefits from Mint come after you sync your account with all of your personal checking and savings accounts, credit cards, 401k's, and other investment accounts. Use Mint to help save for retirement in Hawaii or to make sure you will have enough cash to help pay for your children's education, but it is not simple and easy to use for sticking to a weekly food or gas budget since many of the transactions will show up in the system 3 - 5 days after they have already occured.

  2. MoneyBook - The MoneyBook app is a well designed budgeting app that allows the user to easily track transactions and lets the user add notes, create new categories, and individual transactions easily. The app does have an export feature and a free backup service to the cloud, however it does not provide much in regards to generating charts, graphs, or other visuals of the data that is aggregated over time with the application.

  3. WalletWhiz - The best feature of the Wallet Whiz budget application is that it has a unique way of viewing your budget, it uses a calendar view as the default option with the ability to switch by category. This is a nice solution for people getting paid on a weekly budget.

  4. Simple Budget - This application allows the user to manage their money on a daily basis. This is perfect for kids and college students that are on a very fixed allowance / budget and need to be very conscious about not spending too much at any given time. Set up your budget for the day and try and keep on track. This app is not designed for complex financial management such as budgeting for an entire household but a nice alternative for someone looking to not spend a weeks worth of beer money in one night.

  5. BillMinder - This iOS app tracks your bills and makes sure that you are know what you owe and when it is due. This app includes a calendar view to identify upcoming expenses and includes push notifications when a bill is due and also includes graphs with categories for understanding the bills you are paying on a regular basis better.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: ""

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)