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Reasons to purchase Air Travel Insurance

Updated on November 30, 2010

Air travel insurance can protect your from unforeseen events


It is a fact of life, even though hard to accept, that things may not always go the way we want them to go. And when it comes to traveling, there are an awful lot of things that may go wrong. Purchasing air travel insurance however may make unfortunate happenings look less worse than they are, and will ultimately help you overcome many hassles. For a small fee, you can be covered for long list of unfortunate events going from as little to travel delays to as serious as sickness, injury and death.

Air travel insurance can help keep your mind at ease when traveling solo or in company of family. There are many benefits of having travel insurance, and it is often unfortunate that one realizes this only when they are without it. Those who went through the ordeal of dealing with unfortunate events upon traveling are often the ones that cannot travel without it and highly recommend it to others. Luckily, air travel insurance does not cost much but it can give a lot back.

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Benefits of Air Travel Insurance

• Trip Delay

Many air travel insurances will cover unforeseen expenses associated with a trip delay. If your flight is late, you may incur in expenses such as meals and hotel stays. You insurance will likely reimburse you for such expenses. Consider that in order to qualify, your flight must be late for a precise amount of time, and that you will have to hold on to receipts in order to claim.

• Trip Cancellation

Most airfares today are not refundable, but you may be eligible to protect your investment  if you have air travel insurance. If your flight is cancelled due to terrorism, natural disasters, or bankruptcy you may make a claim. Same goes if your trip is interrupted because of health problems. You must provide a health certificate though proving you were not able to fly to make such claims in most cases.

•  Lost or Stolen Baggage

Most insurance will cover costs relating to lost and stolen items such as baggage and personal effects. There may be limits if you have lost valuables such as jewelry or expensive items that should not go in checked baggage in the first place. You may also be able to recuperate costs if your baggage is delayed and you must purchase items that were otherwise in your luggage.

• Accidents

There are always very slim chances of an accident when traveling by air. Many insurances offer coverage for accidental injury sustained during a flight  along with dismemberment and death. 

As seen, there are many benefits that come along with travel insurance. Many companies also offer 24 hour assistance hotline to help you cope with any problems on your trip. Purchasing air travel insurance is therefore a great way to protect you against the calamities of life while giving you priceless peace of mind.


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    • ocbill profile image

      ocbill 7 years ago from hopefully somewhere peaceful and nice

      I was hoping it would cover a change of heart on going on a flight. Good Info

    • SUSIE DUZY profile image

      SUSIE DUZY 7 years ago from Delray Beach, Florida

      Thanks for the advice. I just got my tickets for christmas and did go some insurance.

    • Darlene Sabella profile image

      Darlene Sabella 7 years ago from Hello, my name is Toast and Jam, I live in the forest with my dog named Sam ...

      Thank you for sharing your air travel trips, during the holidays is the busiest time of the year. Great hub, love & peace darsk