How To Live A Simple Uncomplicated Life

So many people have just so much material things in their lives that they don't what to play with next. All these material thing and play toys, such as boats, race cars, motorcycles and so much more all have to be paid for sooner or later. I too had all the play toys every guy wanted, but there comes a time in one's life that we need to cut back for the sake of our family. Although, if you are lucky enough and have tons of money then I guess there is no need to clean house of your toys and just live it up!

How to live a simple uncomplicated life is what I had to do in order to keep my head above water and not drown in debt all due to having those guy play toys. I had to think of what was more important in my life, my toys or my family. Well that sure is a no brainier in my book. When a guy, such as myself, has to let go of some of his toys it is kind of a heart breaking ordeal, but not the end of the world for sure.


If you have bills that are piling up all due to having to many toys in your life, than as hard as it might seem you might think about selling those toys and start to live a more simple life with easing the stress of the monthly payments involved in having all those extra things that you love, such as you fancy cars, motorcycles, boats, jet skis, snow mobiles and many other things.

You can have a happy life without all of those things, but it will take some time to get used to the different lifestyle you will now have. In the beginning after you sell one or more of your toys you will be upset, but as time goes by you will then start to get use to not having those things and you will start to adjust your lifestyle in a different way, and before you know it you will forget all about what you once had.

Although, you will be thrilled not to have to pay those monthly payment on something you might only use once in a while, or possibly only in the summer for your boat and jet ski and the winter for that snow mobile. In the meantime you are paying monthly payments throughout the year for things you can't even use. When I had my boat it upset me that I was paying for a boat that was sitting in the backyard and not in the water. Of course, if you live in Florida or any state that the weather is beautiful all year long it is a bit less upsetting because at least you can use your toy all year long.

I sold everything including my own home to downsize and live in a 55+ community at the Jersey Shore, in a double wide modular home right down the street from the Bay. Sure the home is smaller than what I sold, but the payments are so much less, meaning my home is paid in full and no more huge monthly mortgage payments or taxes through the roof. Living by the Sea is worth more than any large house inland.

This was a huge stress reliever for me knowing I only have to pay for my monthly land fee which includes, taxes, water, sewer, club house, pool, trash pickup, and snow removal in need be. All that for $460.00 per month.

There is nothing better than waking up in the morning and having no stress due to money and where are you going to get the money to pay all those bills that you maybe a month or two behind with, in some cases. That feeling alone is worth more than any play toy in the world. Those fancy things are only material things that can be re-bought someday if you strike it rich on day or you know for sure that you can afford them without any worry of paying for them.

So the only advise I would say to you is, if you are downing in debt and can't get your head above water is to start thinking about getting rid of somethings that you may not really need to relieve that stress you have in paying for those things.

We are the blame in making our own lives so complicated to he point we are miserable and very unhappy and possibly fighting with your spouse all because of the love of money and the finer thing in life.

If you want to have less stress than get rid of those this you really don't need and will more than likely be paying for for years to come. Oh, and we must not forget the interest added to the original price of your play toy right?




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Comments 19 comments

fpherj48 profile image

fpherj48 4 years ago from Beautiful Upstate New York

Hi clean life....Nice of you to share this with your readers. I would hope that those who are living way beyond their means, read your hub and do some soul-searching.

My entire life (and I mean, from very young) our upbringing and lifestyle was an ongoing inservice, unbeknownst to us at the time. Just daily life, our lifestyle and interacting with one another, taught us such valuable lessons in keeping finances in order, and your head always above water.

It's difficult to explain in a short hub....(meaning, It's time for me to write a hub on this topic) but, we learned by "living it," in terms of our MEANS.

As an adult, I got so into it that I took it one step beyond and trained myself to live beneath my means as much and as often as possible.

The benefits to this kind of reality are endless.

I have no doubt you are much happier and certainly have less stress! UP+++

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

fpherj48- Thank you so much for reading and your comment. You should really write a hub on your experience with this subject. I was the worse when it came to buying things I couldn't afford, although as we know the banks at that time made every loan so easy to get as long as you pay those HIGH interest rates. I didn't care at that time about the rates, All I knew was I wanted that particular idem and din't care about the future and the payments. Man was I wrong. I am so much happier know and enjoying my life more than when I had all those things to play with.

God bless you and I will look forward to your upcoming hub. Thanks also for the Vote UP!!

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Kathleen Kerswig 4 years ago

I am in the process of simplifying my life now. I've come to realize I don't need as many "things" as I think I do. Thank you for sharing your thoughts on the subject. I'm sure many people fall into the category of having so many "things" that financial responsibilities become overwhelming. Thanks for sharing your thoughts!

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

@ Kathleen- It is so nice to see you and thank you for your comment. Good for you ! Once you start to simplify you life you will see just how the stress will start to disappear. My move was the best thing I could ever had done.

All the best to you!

point2make profile image

point2make 4 years ago

Excellent hub and very good advice. People need to know that they don't have to live "in debt" all their lives to be happy. The simpler things in live are much more valuable than they can appreciated right now but in time we can all learn to enjoy life and not just "things".

My wife and I have recently reduced our debt to "0" and it does feel good. We now pay for what we want, with cash, and enjoy not having any more monthly payments. It can be difficult when you see something you don't necessarily need but really want but living within your means has it's own rewards. Owning what you have is much more fulfilling, to us, that debt. Voted this hub up!

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

@ point2make- Thanks for reading and your comment. A huge Congrats to you and your wife for getting that debt down to zero (0) That is what I have done and I like you said only buy with cash.. If I don't have the money I will have to wait till I do and do without. I told my wife I will never have a loan of any kind ever again. The stress is gone for me too and don't have to worry about paying those large monthly payments. You and your wife now can enjoy life and not worry as I will be doing the same.

Thanks for the Vote Up also.

All the best to you and yours!!

Natashalh profile image

Natashalh 4 years ago from Hawaii

I love it. I was recently paddle boarding in a canal in Maimi. I saw some absurd boats and enormous houses thst I cannot imagine ever using. I think downsizing is difficult, but it is so much more enjoyable, once you get used to it.

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

Natashalh, Thank you for your comment and nice to meet you. Wow paddling in a canal in Miami sounds so beautiful. I love Florida and you are so right the yachts there are HUGE, but I guess they are rich people that own them ---Or maybe NOT right, just in debt!! Ia m used to my downsize already and don't regret one second of it.

All the best to you !!


Ibis Suau profile image

Ibis Suau 4 years ago from Florida

I think this hub is very interesting and useful for many people. I am also in the process of simplifying my life,I noticed that I sabotage my self, after I finish paying a debt without even noticing I get into a new one and it is like the never ending story. I realize I do not need that much to be happy and have joy in my life.I am also planning moving next to the bay. Love the sea.

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

Ibis Suau - Thank you so much for your comment and welcome to HP. I am so much happier as you will be when you live that uncomplicated life. I wis you well with living on the bay. It is such a beautiful thing to smell the bay when you open your door and go outside. I have my car license plate reading this : ( 2THEBAY)

Ibis Suau profile image

Ibis Suau 4 years ago from Florida

Very funny, thanks.

the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

I posted the plates in the forum with the car of course LOL

Gerg profile image

Gerg 4 years ago from California

You show great wisdom at arriving where you have, TCL - it is hard to continually feel like you're having to compete with others, and I've always felt a bit of an ego bruise as a man when another has had more "toys". But honestly, the struggle to get more stuff just brought unnecessary stress, and I finally came to the same conclusion as you.

More recently, I've downsized by doing things like going into closets, cupboards or garage rafters and taking a few hours on a weekend and pulling down crap I no longer need and either dumping it or selling it. There's a sense of freedom and lightness that comes from getting rid of things that just take mental and physical space. Great hub!


the clean life profile image

the clean life 4 years ago from New Jersey Shore Author

@ Gerg- thanks for your comment and for reading. Sorry for the delay in my reply to your comment. I have learned it is very hard and stressful to try to be like others, but guess what? We are happier with less. At least I am and keep cleaning out and sooner or later you will be free of unnecessary stuff. It took me a while but I did it. When I downsized my home etc it really changed my life all for the better. To live simple and be happy is what I should of done years ago, but better late than never. Thank you !!!

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lovedoctor926 3 years ago

Reducing your living expenses as well as luxury sports car & boat can be liberating; although I must say that I wouldn't mind owning that yacht. lol. I found these tips helpful. voted up useful & the yacht is a beauty so beautiful & awesome.

the clean life profile image

the clean life 3 years ago from New Jersey Shore Author

lovedoctor- Thanks for stopping by and commenting, Yes that yacht is a beauty for sure. I lived on a yacht when I first got married . It was a great experience, but where I live it is not a year round thing here.

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lovedoctor926 2 years ago

It's a really nice yacht! very clever to give up your toys. Live better for less. Great words of wisdom. revisiting. voted up awesome!

the clean life profile image

the clean life 2 years ago from New Jersey Shore Author

Lovedoctor thanks for stopping by again. it is nice to have though nice things but life can be just as good without them.

Jodah profile image

Jodah 2 years ago from Queensland Australia

Great advice here Mark. I think most of us are guilty of living above our means at some stage in our lives (unless we are very rich and everything is affordable). We downsized our home and a lot of possessions to move to an acreage and build our own smaller dwelling. Solar power and living off the grid ensured we got rid of power guzzling items like electric toaster, kettle, and microwave etc, but we still have the necessities like phone and Internet etc. No boats, jetskis, motorcycles etc here. The only luxury was the need to purchase a newer reliable vehicle, from 18 year old upgraded to 8 year old. Anyway thanks for sharing, voted up.

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