How to plan your life after marriage? Effective tips and suggestions!

‘I thought my children were small and there was ample time to plan their future. But time has flown past rapidly and here I am in a quandary not knowing what do to do. I don’t have the money for their education and I cannot apply for a loan as I have reached my limit and I am not legible for any more loans’ my neighbor was almost in tears when she told me this. ‘We should have planned our life a better way’ she further lamented.

Yes, you should plan your married life so that you are not caught unawares by the sudden changes that occur in your life. Life is so uncertain and though you cannot predict what happens to you in future, you can at least be prepared for it. You can face the uncertainties of married life, only when you plan your life together.

What are the things you should plan with your spouse?

• Retirement plans
• Money investments
• The future of your children
• Saving for the future
• Your life together
• The shared commitments

As you can see, most of the planning deals with money. Is money that important for the happiness of your marriage that you have to plan your life around your money dealings? Do you know that most modern marriages fail because of mismanagement of money?

When you plan your financial security and act according to your plan fifty percent of your marriage is safe. You need money for everything. You might argue that love is the foundation of marriage. Yes, it is love that gives glow to your married life, but it is money that sustains your love.

Imagine a life of love without money in your married life! Do you think you will be happy? Far from it! Your love for your spouse goes to the background while your day to day survival comes to the forefront and becomes a topic of heated arguments between you and your spouse. Virtual money is the much needed ingredient for the stability of your marriage.

You cannot buy a thing with love, but you can buy all the materialistic things needed with money. Love is the oxygen you need to live happily with your spouse, but money is the oxygen you need to face the outside world. You have to maintain a good standard of living to be noticed by this mercenary world and it is money that helps you do it.

You should also plan your old age from your youth so that you enjoy your retirement doing things which you denied yourself to maintain your family. You should also plan your money investments properly so that it multiplies and gives you extra income. A house of your own, stable income after retirement, money to cater to the needs of your children will be yours only when you plan your life.

Is it enough if you plan just the financial aspect of your marriage? As I said it covers just fifty percent of your marriage. What about the rest fifty percent? The rest of fifty percent is compatibility, tolerance, adjustability and loving togetherness. How can love and other emotional aspects be planned? It has got to be lived, mustn’t it?

‘Good plans shape good decisions. That’s why good planning helps to make elusive dreams come true.’ – Geoffrey Fisher

You are very true when you say that as you cannot plan love and other emotional needs. But you can plan to make your spouse happy by loving her\him and to be adjustable to the minor faults of your spouse. It needs careful thinking to be adjustable and tolerant and thinking means planning doesn’t it?