Home owners insurance is an expense often overlooked as life changes occur. Seldom does a year go by that some needs have not changed. All of which change the premium of the home insurance policy.
This year as the need for new outdoor chair cushion arise, there is more to consider than the color or style. What material will best suit your overall needs long term, is the real question.
Every now and then a new fad comes along and we have to wonder, where has this been all our lives. If you’ve ever been to a spa and had a shower afterward, that's the rain shower effect. Wonderful!