ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How Your Credit Score Affects You Getting The Job Or Not

Updated on October 21, 2009

Trouble Getting Hired Due To Bad Credit Scores

If you are one of the many Americans looking for work these days and having no luck you may want to consider your credit report and if it may be the reason you are not getting the call back. More and more companies are running credit checks on prospective employees and taking what is on the credit report into consideration when deciding whether or not to hire job seekers.This is more than the standard background check and drug test.

The companies who check the credit reports before hiring are thinking that they are protecting themselves by doing so. In their eyes, bad credit equals a bad employee. They may consider you to be unreliable, untrustworthy, or an ineffective employee. If you have lots of medical bills, are going through a lengthy nasty divorce, late paying your mortgage, car payments and utilities each month, have filed bankruptcy, or have other financial problems, these are all things that may be counting against you.

For those who have written hot checks or owe any banking institutions the employer may tell you before you can be hired you will need to start paying back your debt or at least work out payment arrangements with the collection agency.Usually they will look past unpaid medical bills if there are only a few or they do not add up to be very much money. If they see you are always sick they may be less likely to hire you over a healthier person who would not be calling in sick all the time. Talk about an invasion of privacy.

Deciding if you are a good worker or not should have nothing to do with your credit report. If they will not hire you because you are in debt this only makes getting out of debt that much harder. Companies are supposed to let you know if your credit report was the reason you were not chosen for the job or not but this rarely happens.

So unfortunately if you are having trouble finding a job and have an ugly credit report you may want to consider cleaning it up if at all possible.


Comments

    0 of 8192 characters used
    Post Comment

    • profile image

      CH1 

      8 years ago

      This is a horrible way to decide in hiring an applicant. Wondering if details are given on credit reports, not all people fall into a debt out of irresponsibility.

    • Army Infantry Mom profile image

      Army Infantry Mom 

      8 years ago

      What I'm worried about regaurding these potential hirer's is that,..I thought,..everytime someone runs a credit check on you it damages your score. This is a good topic you wrote about,..I think there's many who didn't know employers do this.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)