Online Payment Processors

Hello,
My name is Anna, I`m from Russia and I`m here to write on the things that I`ve learned in my life that I would like to share with everyone. Knowing something is good but telling others is better, isn`t it?

As life has greatly moved online Internet becoming the part of reality, so have many other things, including money. A range of payment processors has appeared online as an option to Western Union transactions, a way to buy or send money online and even a way to get paid. Almost all of those choose dollar as their main currency, are used internationally and, apparently, will continue to develop and grow. They allow sending and receiving money over the world. Here are the three I`ve been using recently: LiqPay, Alert Pay and CashX. I also got aquaintance with PayPal, Solid Trust Pay, Liberty Reserve and Moneybookers. The reason why would an individual choose to use them is that they don`t show one`s credit card information (thus keeping it safe) to the one who receives the payment.
LiqPay is one of the most efficient payment processors I came across. Working on the cellphone code system it is really very safe: you deliver your cellphone number, then a unique code is sent to your cellphone every time you log in, a code that you use as a password. It has its limitations though (you can spend as much as 500 dollars per day) and is best for individuals who would like to buy online. As the payment (or other transaction) is made you get a message on the cellphone which is also handy.
PayPal, Alert Pay, CashX would allow different types of account depending on how expert you are in the online payments (normally, these graduate as follows: personal (starter), personal pro (advanced), business). The more the type of account is sophisticated, the higher the spending/ receiving limits are (as well as the fees).
Most of the processors can be associated with credit/ debit cards. However, some cannot be (like Perfect Money where you have to provide your bank account information).
Some of them would offer the user to get the pre-paid debit card (like CashX, Solid Trust Pay, Alert Pay).

Sometimes they would demand a verification (Alert Pay, CashX, PayPal). It is not necessary though allows better service and gives some priviliges.
I had some trouble with Solid Trust Pay who would demand me a notarized translated copy of my last phone bill (for I live in Russia) to get me verified.
Most of the payment processors would encourage you to use an affiliate referals program that would allow them to attract more users.
Behind the already known and working online payment processors, there are those that are planning to come to life (VirtaPay, Did-Get) and are on the project stage. Virta Pay (existing since 2010) tries to seduce its future adherents by offering (among other bonuses) 20 dollars for every day that the user logs in thus making the account grow significantly in the pre-launch stage.