Do you think insurance companies practice medicine without a license?
Has your doctor ever prescribed something for you only to be rejected by the insurance company? Who went to medical school - the doctor or the insurance carrier? How do you feel when the doctor wants you to have something only to find your insurance won't cover it?
The best thing to do. You call the better business administration.Before you buy your health insurance. To see what the policy covers. Some insurance companies know the side effects of some medications, and they do not want to take responsability for farther damage to your health.
Being retired from Medical field...trust me very few Physicians understand the
" policies of insurance companies", and many times depending on how a procedure is addressed can determine the pay out. Medicare and Medicaid are the most abused , as there is a set amount paid yearly, this is especially true if the Physician wants to monitor on a regular basis the effects of the prescribed meds with either lab or various diagnostics. Insurance companies have the prerogative to drop you as a customer if so desired. I feel each Clinical group/office should have a designated person who is on top 24/7 of insurance policies , so this issue can be addressed before procedure is scheduled, so patient can make decision/arrangement for payment if necessary.
Awesome question by the way..as many people are not aware of this issue..
Personally as a patient I would be upset/angered by this policy or knowledge.
Look forward to hearing other opinions.....
by rmcrayne 5 years ago
What can't insurance pay for alternative medicine treatments?What would it take for society to embrace natural and alternative medicine, so that insurance would pay for it? When will we be able to go to Naturopaths, Homeopaths, Herbalists, Chiropractors, etc, and have the same coverage as MD...
by alexandriaruthk 5 years ago
What is causing the high price of health care in America?I can't understand this. More people are not even going to the doctor anymore.
by qwark 7 years ago
what a waste of time!It will never be "repealed."Read it damnit! All 2000+ pages and make, in bi-partisan manner, the necessary changes that will improve it!Qwark
by scoop 4 years ago
What exactly is "Obamacare" and when does the law go into effect?
by Christin Sander 4 years ago
What do you think of the Supreme Court "Hobby Lobby" ruling today?Should healthcare decisions not be between a woman and her healthcare provider? Why should your boss essentially get to tell you what medicines you can take? This is a slippery slope. Contraceptive pills are used for...
by My Esoteric 20 months ago
One of the first things conservatives want to do is repeal the ACA individual mandate designed to get healthy people into the insurance exchanges. Without them, premium costs WILL skyrocket ... meaning "if you think the 2017 rate hike was bad, you have seen nothing yet". As...
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