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Do you think college is worth the high cost of school loans?
So I am trying to decide rather or not to go back and get my masters but then I think about how long it is taking me to pay off the school loans I have already and I will be adding at a minimum 30,000 dollars on top of that. Also with the high number of graduates and the decrease of pay is it really worth it?
This question should not be either or...go or don't go. For anyone who has debt, and you do, the question is, where and how can I get a Masters inexpensively, without adding to my debt burden. If you can't. keep working and save money until you can. Let's be honest $30,000 borrowed is likely to turn into $40,000 - $45,000 repaid and the debt will keep you from moving on with other important things in your life. NOTE: Student loans are excluded from any bankruptcy proceedings -- so you are screwed twice. So be very careful.
Unless your masters degree will pay you significantly more it's probably hard to justify taking on additional debt. I have known friends of mine who kept going to school mainly for the purpose of deferring the start of paying back their loans. :-)
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