How does it work if I want to purchase a house with cash only all at once?
I would say the process would be about the same as if you were taking out a mortgage only it wouldn't take as long. No mortgage means less paperwork. On the other hand, it might take longer because the whoever is handling the money side of the deal would want to have a time period to wait and make sure the "cash" is going to clear the bank. Unless you're buying from the owner, the person handling the sell is going to want a cashier's check or electronic transfer and that takes time.
Can I ask you if you use a broker service for that deal, so I can give you more specific information? If it is a direct sale seller-to-buyer, you need a jurist and a bank account. He would explain you everything in details.
I have had the good fortune of doing this in the past, but not in the US. I suspect however that you'll be in the same strong position of negotiating a good deal and an excellent price. As soon as a seller or a real estate agent knows that your ability to purchase does not rely on obtaining a loan, you'd be surprised how accommodating they become.
Good luck.
by Barbara 11 years ago
Help! Does anyone know where to purchase the hard licorice drops once sold in bulk candy stores?There was some sort of stamp on the top. The candy was shiny black, about 3/4" wide, shaped like a round top pentagon but slightly concave on the bottom. It was not Dutch!
by ckanoa 11 years ago
can i purchase a home in cash after my bankruptcy has been discharged 4 months ago?
by Mersaydee 13 years ago
Purchase a home, or get out of debt first?Do you think it's wiser to pay off debt first and rent a home, or to purchase a home and begin investing in that and pay your debt down over two to 3 years?
by Uneducated opinio 11 years ago
Try and refrain from using a credit card for any purchases that are not a necessity. Things want should he paid in full to avoid getting stuck in ungodly amounts of debts. I learned this lesson a little late but I did learn it ha. Try to be smart with your money. Also try to look for coupons online...
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