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How to Be Over 50 and Thrive

Updated on December 14, 2016
Kathleen Cochran profile image

Kathleen Cochran is a writer & former newspaper reporter/editor who traveled the world as a soldier's better half. Her works are on Amazon.

Ageless Women


It is often said that youth is wasted on the young. They don't even realize the advantages Mother Nature has afforded them for doing nothing more than only spending a few years on the planet. But more and more these days women are realizing they might actually be at their best today as opposed to in days past.

There are more of us than ever before.

We are the new black.

We are the new 40.

We are women over 50.

  • Senior women age 50 and older control net worth of $19 trillion and own more than three-fourths of the nation’s financial wealth. – MassMutual Financial Group
  • Fifty-plus American women are the healthiest, wealthiest and most active generation of women in history. -Demographics by Mark Miller
  • Older women spend 2.5 times what the average person spends. Women are the primary buyers for computers, cars, banking, financial services and a lot of other big-ticket categories. – Marti Barletta, Primetime Women

A woman over 50 has established her career, and her finances tend to be in order headed into retirement. If married or in a relationship, by now it is well established. College tuitions are a thing of the past, and children are grown and making their own way in the world. If alone, the angst of youth has mellowed into a satisfaction in where life has taken her. There is nothing to stop this woman from trying something different or pursuing a dream that she has always fantasized.

For many women, turning 50 sets off their sexual ticking clock. There are fewer nights ahead of them than behind them. A renewed interest in love-making often produces the best sex of their lives. Moral myths, body image issues, even trauma and abuse, find their way into perspective from the years the woman has survived on the planet. Or finally she simply has the time and resources to invest in her own self discovery. - Pamela Madsen, Shameless Woman.

The one disturbing thing for women 50 and older is that financial destitution is still a possibility. The loss of a husband or partner could rock her financial world. Ken Robbins, a geriatric psychiatrist at the University of Wisconsin said, "Men tend to be more financially secure, make more money, and have bigger pensions and Social Security checks. Women over 50 need to be viable for hiring and be secure in keeping jobs. The bureau of labor statistics reported that of the jobs created in the last 12 months, 90 percent went to men. Women also need access to affordable health care in order to continue to be productive well past the traditional retirement age."

Sound judgment in making the decision to retire, to start receiving Social Security payments, to incur debt, and to purchase appropriate insurance are the building blocks for a secure future. There are plenty of sources for financial planning, and by the age of 50, every woman should avail herself of expert advice. Much of it is free, but always get a referral before placing your hard-earned dollars in someone else's hands.

Not out of the mouths of babes but out of the mouths of women who have learned a thing or two:

“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” – Maya Angelou (Author/Poet)

“It is our choices, that show what we truly are, far more than our abilities.” – J.K Rowling (Billionaire Author)

“We need to accept that we won’t always make the right decisions, that we’ll screw up royally sometimes – understanding that failure is not the opposite of success, it’s part of success.” – Arianna Huffington (AOL/Editor In Chief of Huffington Post)


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    • phdast7 profile image

      Theresa Ast 

      3 years ago from Atlanta, Georgia

      Kathleen - Excellent, simple, to the point essay. Encouraging words for all of us those over 50, those who will one day be fifty, and even those of us who have passed the "60" mark. :) Enjoyable read. Sharing. Theresa

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      Thanks, Faith! Didn't know we had so much in common. I always thought you were younger than me, and you probably are - but not by so much. Blessings on you as well.

    • Faith Reaper profile image

      Faith Reaper 

      3 years ago from southern USA

      Wow, Kathleen, you have written what I have had on my mind for quite a while now and that is that I actually feel better at this point in my life about every aspect of my life, even including how I look than I did when I was young. Although there was nothing wrong with how I looked when young. Yes, the children are grown and I feel more freedom to be me and I don't feel like life is over, but that it is just beginning.

      You has expressed yourself well here in this revealing and useful hub here. Younger women should read this and not fear aging but actually looking forward to it. We are still alive and have a lot to contribute to this world, and we are even more beautiful it seems to me.

      Up ++++ tweeting, pinning, G+ and sharing

      God bless you beautiful woman

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      You'll do it. All the best!

    • Suhail and my dog profile image

      Suhail Zubaid aka Clark Kent 

      3 years ago from Mississauga, ON

      Thanks for the tips for men, Kathleen. Because of my hyper-active nature, I do take job related stress. I have to bring it down.

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      Rebecca and MG: Thanks for the positive comments and encouragement. I having been writing a lot of hubs lately as I'm finishing up my third book, so it's really good to hear from folks.

      Suhail: Men do face many of the same challenges, physically and lifestyle. I think men have to do even more than women to protect their health since the statistics are not in their favor for longevity. Alleviate stress, get some form of daily exercise, eat more fruits and vegetables than meat and starches, and don't smoke. That's the best advice I can give. Best of luck!

    • MG Singh profile image

      MG Singh 

      3 years ago from Singapore

      Great post and made pleasant reading

    • Suhail and my dog profile image

      Suhail Zubaid aka Clark Kent 

      3 years ago from Mississauga, ON

      Any genuine feel good tips for men? I am almost there!

      Btw, I liked this hub for simplicity and creativity.

    • rebeccamealey profile image

      Rebecca Mealey 

      3 years ago from Northeastern Georgia, USA

      Hmmm.Sounds like 50 may be the new 20. Well, 30, anyway. I'll go for that. I like the topic, style, and tone of this. It sounds like something that would pop up on one of those on-line news sites. Well written and great photos.

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      fpherj48: 65 and charging ahead . . . after a nap - PERFECT!

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      Neil: Thanks and welcome to my hubs!

    • Neil Sperling profile image

      Neil Sperling 

      3 years ago from Port Dover Ontario Canada

      ^5 ... awesome

    • fpherj48 profile image


      3 years ago from Beautiful Upstate New York

      Hi Kathleen.....Wonderful! I'd be happy and honored to add how we can be over 65 and THRIVE, but I'm afraid it's time for my nap....UP&tweeted

    • Kathleen Cochran profile imageAUTHOR

      Kathleen Cochran 

      3 years ago from Atlanta, Georgia

      Glad to see this one so well-received. I contemplated using pictures of women from my own life, but I was afraid they would sue me! Don't know why they would. They are beautiful at any age when you know them as well as I do.

    • Jodah profile image

      John Hansen 

      3 years ago from Queensland Australia

      Great and inspiring hub Kathleen. What beautiful women you included photos of. It is hard to imagine that most of those stars are over 50. Even the men who are now over 50 such as Brad Pitt, Johnny Depp etc. I think the saying needs to be changed to "Life begins at 50". Well done. Voted up.

    • poetryman6969 profile image


      3 years ago

      Great idea for a hub. Voted up.

      Still the timeless principles apply. You have to know what to kiss and when. Madonna found that out when she kissed the wrong guy at the wrong place at the wrong time.

    • AudreyHowitt profile image

      Audrey Howitt 

      3 years ago from California



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