You have probably heard it before but through diet and exercise. I don't mean sit ups or aerobics.This is a difficult place to shift the fat from but it does go.
I thought that it was impossible until I moved onto a farm where we are always outside working on one thing or another. Raking, weeding, moving animals, these are all easy things but when you are busy, you aren't eating. We also eat very little processed foods. They aren't available where we are, or are quite expensive. I think processed foods, make you fat. Moreover, I think they make you crave more processed foods. About 2 months after we moved here, I was a bit alarmed when I noticed a lump on my front. It was the muscles over my ribs. A 52 year old woman with the makings of a six pack.
I am not saying you have to move to Brazil and buy a farm, but changing your habits can go a long way to getting rid of those love handles.