What do you think about the health care reform?

Jump to Last Post 1-4 of 4 discussions (4 posts)
  1. EZFITNESS profile image61
    EZFITNESSposted 9 years ago

    What do you think about the health  care reform?

  2. profile image44
    beachwalker39posted 9 years ago

    Sorry to be so late in answering your question - just found HUB.  I, for one, am not insured under "normal" insurance programs.  A retiree, I am insured through Medicare and do not carry any supplements at all.  I "self-insure" which means that when I get a medical bill I pay it out of my own pocket.  I may not pay the entire bill at once instead I pay what I can afford each month.  Currently, I am paying approximately $300 a month on a number of different medical bills.  This is far less than what a policy would cost.  If I was insured, I would have a deductible to meet, would have a co-insurance amount to pay and would also have to pay monthly premiums - in the long run - self-insurance is a much better way to go.

    Employers would also be better off if they self-insured rather than paying expensive premiums for their employees for insurance that probably doesn't even fit their employees' medical needs.  If employers understood the benefits of self insurance, they would also understand that there are more tax incentives for them under self-insured vs insured plans.

    I have been a benefits professional for years.  In all my experience, I have found that most people do not understand how their insurance works, just what benefits they have.  Even under Medicare, many people do not understand that they are covered for preventive care - the most important care a person can get. 

    To get back to your questions - what do I think of health care reform?  I think we should focus more on health care education and teach people how to maximize the benefits they have and how to best use and not abuse the medical system. 

    Be careful what you ask for - because you just may get it.  I don't believe that health care run by the government is the way to go.

  3. smilefreely profile image59
    smilefreelyposted 9 years ago

    I think it is nice that the government wants to do something but, as far as what has been proposed.  I think it is awful.  I think the government and everyone else involved has taken it to the limit.  Let's face it many years ago all we had were regular physician's and they could fix things like broken arms and legs. Now a days you have to go to an orthopedic surgeon to get help.  I think that is out of hand.  I believe the drugs have gotten out of hand.  If a doctor writes a prescription that he deals with a pharmacuetical company he gets a kick back every time that script is filled.  I think if these things were able to be controlled some what better.  Some of the problems that the American people have could be eliminated.  As far as insurance companies go the fact that they make people pay a higher price just because, of their illness is terrible.  What is even worse if you are a diabetic it is even worse to find an insurance company that will not cost you an arm and a leg.  This forces people to go another route which is discount companies which some want astronomical amounts and will only cover you for 12 months.  Believe me I am one of these people.  I did find a solution though and I am an independent contractor for the company because it can save me more money and it is at a very low cost for me to have all the Dental and Medical care that I need and I only pay when I use it.  With a very low monthly fee.  If I can help anyone please contact me.

  4. profile image53
    THEOBSERVERposted 7 years ago

    There are many good components of the bill. Just like any other piece of legislation that is passed there are several components that have to be removed and changed. The good points have never been clearly stressed and every time one tries to do so they are drowned out by the anti-Obama rhetoric.
    I do not support many of Obama's policies but the facts have to be looked at before one jumps on that tow the line band wagon!


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)