Six months ago, Gail O'Brien didn’t know whether or not she would be able to treat her cancer. Betsy Burton wasn't sure if she could afford to keep paying the skyrocketing premiums for her employees' health insurance. Paul Horne was struggling to make ends meet after his prescription drug coverage hit the "donut hole."
The thing about these stories is that they could happen to anybody. Millions of Americans -- maybe even you or someone you know -- have been struggling for years with our broken health care system. These stories are what inspired me to fight for the Affordable Care Act and made me so proud to sign this landmark legislation into law six months ago.
Every day, I hear from Americans like Gail, Betsy and Paul, and a few of these folks have stepped forward to bravely share their stories with the entire country. Take a minute to hear what they have to say:
The Affordable Care Act is already making a difference in the lives of millions of Americans. And starting tomorrow, the Patient's Bill of Rights goes into effect, ending some of the worst abuses of the insurance industry and putting you, not your insurance company, in control of your health care.
Here's what the Patient's Bill of Rights means for you:
No more discrimination against kids with pre-existing conditions. Insurance companies can no longer bar families from purchasing coverage because of a child's pre-existing condition.
No more lifetime coverage limits. Insurance companies can no longer put a lifetime limit on the amount of coverage you can receive.
Young adults can now stay on their parent's plan. Young adults can stay on their parent's health insurance plan up to age 26 if their job doesn't provide health care benefits -- a huge relief for many parents and recent college graduates.
Free preventive care. If you join or purchase a new plan, the insurance company will be required to provide preventive care like mammograms, colonoscopies, immunizations, pre-natal and baby care without charging you any out of pocket costs.
Freedom to choose your own doctor. If you purchase or join a new plan, you have the right to choose your own doctor in your insurer network.
No more restrictions on emergency room care. Insurance companies will not be allowed to charge you more for out of network emergency services if you purchase or join a new a plan.
This is a long-overdue victory for American consumers and patients. For years, millions of Americans have been at the mercy of their insurance companies as they jacked up rates, denied coverage or dropped patients all together.
Now, some opponents of this reform have pledged to "repeal and replace" all of the progress we've made over the past six months. But I refuse to go back to the days when insurance companies could deny a child health care due to a pre-existing condition or impose a lifetime limit on care for a cancer patient. Those days are over.
The Affordable Care Act provides basic rules of the road that make our health care system work for consumers. It cuts costs and will help us begin to get our fiscal house in order. And most importantly, it provides Americans with the peace of mind that their insurance will be there for them when they need it.
To learn more about the Patient’s Bill of Rights and the Affordable Care Act, visit:
President Barack Obama
P.S. Last week, I surprised Gail O'Brien by calling her at home. You can see what happened here:
by theirishobserver. 4 years ago
At Last - A Patient's Bill of Rights Good afternoon,It seems like everywhere you go in this country, you hear story after story of Americans who have been let down by the private health insurance system. Parents in Texas unable to buy coverage for their infant born with a...
by theirishobserver. 7 years ago
Good morning,Democrats and Republicans agree -- the health care status quo isn't working for the American people.Health insurance is growing more and more expensive by the day. Too many of us can't afford it -- not middle class families, not businesses, not the Federal Government. Insurance...
by scoop 4 years ago
What exactly is "Obamacare" and when does the law go into effect?
by fishskinfreak2008 8 years ago
Web-site/URL: http://news.yahoo.com/s/ap/20100308/ap_ … h_overhaul"President Barack Obama accused insurance companies of placing profits over people and said Republicans ignored long-festering problems when they held power as he sought to build support Monday for swift passage of...
by Eric Seidel 15 months ago
Can anyone explain the Affordable Care Act to me?I was honestly going to make a Hub about this, asking this very question, and I had written 800 something words on the subject. Ok actually it's more like a mild rant, but I think this would be better as a Hubpages question rather than a Hub that no...
by leeberttea 8 years ago
http://www.marketwire.com/press-release … 303313.htmAn independent study of compliant and non- compliant insurance companies has found that compliance with the new health care reform laws could lead to bankruptcy of insurers.Ah! Everything is going according to Obama's plans!
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