My understanding is that:
affect: (verb) to bring about a result
effect: (noun) the result brought about by an action.
The recent Supreme Court decision in the Citizens United case is bound to have a rather craven effect on American politics for the next fifteen years.
How will the Citizens United case affect the tenor of U.S. politics in the foreseeable future?
Affect is a verb while effect is a noun. When you affect someone or something you are causing a reaction.
Effect is the result as in "Cause and effect", Cause is the reason and effect is the outcome.
Effect is the result of some action, condition or occurrence.
However, when the effect is negative the it is called an "affect"
For example: The medication had a positive effect on his fever.
Another example: The earthquake has affected thousands of people in that area.
Both words can be used as verbs.
"Effect" means to bring something about.
"Affect" means to act on or influence something or someone.
"To effect change, we must elect new politicians."
"Your drinking will affect more lives than just your own."
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