ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Buying Your 1st House: Start with Community

Updated on July 3, 2013
Buying Your 1st House
Buying Your 1st House | Source

Many first-time homeowners fall in love with a particular kitchen. Or they feel that a family room they’ve seen will be ideal for entertaining. Or a master suite is simply to die for.

But the city, suburb, neighborhood, village or subdivision within which your first new house is situated may have the greatest influence on whether it truly becomes your dream home. Here are some things you should consider when you start selecting a community.

Aaaaaah! Home!
Aaaaaah! Home! | Source

First, does the community offer the diversity, type and class of neighboring population with which you will become comfortable? Will your starter family fit into a neighborhood of less-than-active seniors or empty nesters? Will the cost and stress of keeping up with the Smiths and the Joneses flanking you strain your household? Will you feel awkward under your rebuilt Harley, as your neighbor glides by in his detailed luxury sedan? Change and adaptation are good things, but you don’t want to place an extreme additional burden of fitting in onto the already taxing process of establishing a new home.

Second, is your potential homestead within reasonable proximity of your jobs? Family? Friends? Schools? Resources, like parks, shopping, entertainment, medical care, libraries, banks, expressways? Many first-time homebuyers ‘drive to qualify’ — meaning they travel farther and farther into exurban and rural areas, where home prices are generally lower and property taxes diminished, until they can suitably qualify for mortgage lending. Don’t make the mistake of ranging so far that, thereafter, every daily activity becomes a commuting nightmare.

Source

Third, if you have or are planning a family, be sure to check out the school system. Good education is crucial to a vibrant community and prospering families. The quality of a community’s schools is often a baseline influence on the value of its homes. There are many school system ratings — most quite detailed — available to the public.

Fourth, investigate your likely real estate property taxes — and the payback on those taxes, in the form of the community services of police, fire, emergency services, trash collection, street maintenance, local community center, recreation department, and any social assistance services, etc. Information should be readily available to you through city, town or village officials, or third-party reviews and/or ratings in periodicals and online.

Source

Fifth, what utilities will be available to you? City water or well? Sanitary sewers or septic system (and, if septic system, what is its condition?)? Natural gas or propane or heating oil? Electric? Phone? Cable or dish? If you are not familiar with any of your likely utilities, investigate their continuing costs of supply and maintenance, and factor those costs into your buying decision.

Sixth, does the community have paved sidewalks and streetlights, conducive to toddlers on tricycles or middle-schoolers walking to a school bus stop? Or are streets dark at night, with merely a ragged roadside berm? Are streets equipped with piped storm sewers? Or will you be tending an overgrown drainage swale?

Source

Seventh, research any local zoning rules or restrictions that might limit your use or enjoyment of your house or yard. Many communities enforce particular rules on pets, fences, tree removal and/or planting, home-based businesses, accessory structures (like sheds, greenhouses, large play equipment or treehouses), fire pits, turnaround drives, and parked vehicles (especially large trucks, boats and motor homes).

Eighth, determine if your new community or development enforces any design restrictions, on such matters as building materials, roof slopes, side-facing garages, home additions, decks, accessory structures, play equipment, fire pits, on-property parking, etc.

The more you research and understand all of the facets of potential communities, the easier it will become to narrow your search to your true dream home.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)