What are dower and curtesy, and why are they important in regards to real estate

  1. DonnaCosmato profile image98
    DonnaCosmatoposted 6 years ago

    What are dower and curtesy, and why are they important in regards to real estate transactions?

  2. MarleneB profile image95
    MarleneBposted 6 years ago

    Dower refers to the rights of a non owner spouse. In the case of a household where only one spouse has title to the house, while the other does not have title, this could cause a problem upon selling the house, because the spouse without title still has rights to the house. These rights are called dower rights. While the spouse with title to the house may be able to enter into a listing agreement, the spouse with dower rights has the power to veto the sale. Dower rights particularly come into play when a mortgage is involved with the transaction. Lenders will not allow the transfer of title to buyers when a transaction involves a house with a spouse who has dower rights. The rights would have to be legally released. Only then will the lender fund on the loan to close the transaction.

    Curtesy refers to signing documents in escrow. When parties in a transaction are not local to the escrow company that is closing a transaction, they can request that a local signing agent helps them sign and notarize the closing documents. This is what is called a curtesy signing. For example, the escrow company is located in northern California. The seller is located in northern California. However, the buyer lives in southern California and it would be inconvenient for the buyer to travel all the way to northern California to sign the closing documents. In this case, the buyer would request a curtesy signing and once completed, the local signing agent sends the documents to the northern California office.

  3. Connie Smith profile image88
    Connie Smithposted 6 years ago

    Dower rights are the same as curtesy rights, only the terms are gender based.  Dower rights are the presumed interest (inheritance rights) that a spouse has in real property that is otherwise is wholly owned by the other partner of the marriage.

    In all matters that pertain to real estate in the United States, it is best to choose an expert in your own local area to explain any questions you might have.  Also remember that real estate agents are not attorneys and can only give general information about real estate. 

    For instance, if you wanted to know if the state of Florida recognizes dower rights, you could ask an agent.  Since I am a Florida agent, I will answer that.  Yes, Florida does recognize dower interests in real property.  In order to transfer property in Florida, the spouse must sign a release of dower rights in the property by or at the close of sale.  However, If you have specific questions about your own or your spouse's dower interest in a real property, then you need to consult a real estate attorney..

 
working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)