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Personal budget spread sheets excel template to manage your money

Updated on September 24, 2014

The word budget comes from the French word "bougette" meaning purse. The mention of word budget automatically brings to mine, money. OK. I agree with but if we take a very closer look at the term, it refers to a plan. Because the plan has to do with money, we call it financial plan. Budget is a financial plan that list of all planned expenses and revenues.

Lets continue and see what we can find in this hub.

This hub is developed from a previous hub I published. After publishing the hub, I went though it again to check if there any thing I could to add more value to the hub. At least that's what I normally do. Then I realized I had to take out budgeting and make a hub out of it with the inclusion of Vertex 42, a spread sheet that can be used to make your personal budgeting experience an enjoyable one.

Here is the hub and I hope you find it useful just like the previous one.Here's the link to the previous hub.

To some budgeting isn't an issue at all. They are naturally good with budgeting skills. Others know it and its good benefits but are just too ignorant. Others just don't know budgeting and don't wish to know. Why is it important to have a personal budget?. Budget helps to aid the planning of actual activities and gives you a road map to your spending. Most importantly, budget helps you control how much you earn and spend.


Before I bluff alot and forget what I wanted to say, let me take the liberty to introduce a simple user friendly spreadsheet you can use to assist you in making your budget. I want to introduce you to Vertex42®, a simple personal budget spreadsheet. Vertex42® currently is a leading provider of Spreadsheet Templates for Microsoft® Excel®,, and Google Docs.

Demo on Vertex 42


Managing your finance is just as important as managing other areas of your life. To be a good manager, you will need certain things to make your life easier. I have introduced to your Vertex 42, a personal budget spreadsheet you can use to make your personal budgeting a enjoyable experience. Manage your finance well and you will have the freedom to live a happier life.


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    • Ian Dabasori Hetr profile image

      Ian D Hetri 5 years ago from Papua New Guinea

      Hi Grace. Appreciate your comments. Regards


    • Gracefulwriter profile image

      Gracefulwriter 6 years ago from Northern Virginia

      Thanks for visiting my hub. I even like your profile & will 'borrow' from it. Wow! And you only just starting these hubs 2 mos ago ... my hero. I look forward to future posts

    • Ian Dabasori Hetr profile image

      Ian D Hetri 6 years ago from Papua New Guinea

      Hi Adrian

      Thanks for commenting. You added to this hub something extra. Appreciate your comment.

    • profile image

      Adrian 6 years ago

      Hi, take a look at this app:

      Is doing the same things as this excel.

      Only in a more automated way.