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AIG Annuity Insurance Company Review

Updated on January 8, 2011

AIG offers fixed annuities and life insurance products.

AIG Annuity is a subsidiary of AIG, a Fortune 10 company and a global industry leader with more than 85 years of experience.

On their website AIG states that to achieve financial security for a comfortable quality of life during retirement depends on how well you plan and save while working, and how effectively you conserve your nestegg, money and assets during retirement.

AIG Annuity Insurance Company has helped Americans achieve financial security with innovative fixed annuity products for more than 50 years. AIG Annuity was one of the first insurance companies to develop fixed annuity products specifically for sale through banks, and has been a top provider of tax-deferred fixed annuities in this market for 12 consecutive years.

AIG Annuity has consistently received some of the highest ratings from independent nationally recognized insurance company rating agencies. They state that they have operated for 54 years without ever defaulting on an annuity contract. Licensed in 49 states and the District of Columbia, AIG Annuity products are built upon deep market knowledge and supported by the financial strength of AIG Annuity.

Annuity Benefits at a Glance

Safety of Principle

Estate Planning


Tax Deferred Growth


A fixed annuity is an insurance contract that offers a fixed rate of return. It is a long-term, tax-deferred vehicle that can be used as a retirement income solution. The interest earned grows in the account tax-deferred until you decide to withdraw the funds, (withdrawals prior to age 59½ are subject to a 10% federal tax penalty). The insurance company guarantees both earnings and principal.

What Does AIG Annuity have to Offer?

From their website ...

AIG Annuity Insurance Company is a well-established industry leader that can offer its clients security, reliability, and guaranteed financial growth and stability. Their annuity products conform to the highest standards of the insurance industry.

There are advantages and guarantees that an annuity from AIG Annuity can offer you:

• No up-front fees and competitive interest rates
• Free withdrawals of up to 15% each year
• Waivers are available for surrender penalties in the case of terminal
illness, extended care, activities of daily living (not available in
some states)
• We have operated for 54 years without ever defaulting on an1
annuity contract
• Safety of principal and a return of premium guarantee on most products

It is important to note that all guarantees are subject to the claims paying ability of the insurance company.

DisclaimerThe content of this page is not affiliated with the company names or products discussed, listed, presented or shown. The information provided is for general information purposes only and without warranties of any kind. Company names and products shown may be trademarks of their respective owners.


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    • profile image

      Marie Pellegrino 

      8 years ago

      I have part of a supplemental contract number009169 (annuity). It was endorsed on February 24th 2003. I am not sure from where this comes from and how much the monthly payments were. I would appreciate any information you can give me.

    • profile image


      8 years ago


    • profile image

      Nidia Ugalde Vargas 

      8 years ago

      Miss Carol, my name is nidia Ugalde, my number of cops is: 210 961. I have had problems lately resive my checks in the last three months.

      the person who is licensed in California who is my sister, who receives the checks,

      their health is very bad for what can no longer send them has Costa Rica where I live.

      Another problem is that when the check has reached my hands it's too late

      and is no longer valid to make it effective .. Please tell me how I can fix this

      problem because I am an older person and depend entirely on the check .. I could call the number: 506 88 55 81 46 please.

    • profile image

      yong yun 

      8 years ago

      i have 3 account.

      but i didnt receive year end report.

      may i have them ?

      thank you

    • sophiewf profile image


      9 years ago from US

      Fantastic hub... I will be using some of your advice.

      -Nicki B.


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