ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Personal Finance»
  • Frugal Living

Four Ways to Stage an Economic Revolution in Today's World

Updated on April 3, 2014

Let’s Begin with a Riddle

Question: What do you get when you combine frugal with self-sufficiency?

Answer: A philosophy the government and corporations will hate.

I am convinced that the United States politicians shudder every time they hear the words self-sufficiency. Do you doubt it? Self-sufficiency calls for citizens to stop useless and senseless spending. Self-sufficiency says to abandon over-spending and meaningless consumerism. Self-sufficiency says to do for yourself and stop perpetuating the economy based on Big Brother and the Omnipotent Corporation. Self-sufficiency is, in fact, the antithesis of all that is embraced by modern society, and as such will be looked on with skepticism by those who lead us and who profit from that leadership.

I say it is about time we quit playing the game. I say we pick up our marbles and go home, and once there we start fending for ourselves the way our forefathers did.

In other words, I say we overthrow the economic system and start over again.

We no longer have a democracy so get used to it.
We no longer have a democracy so get used to it. | Source

Too Drastic?

I not only tell you that it is not too drastic; I tell you that it is our responsibility as citizens of the United States to do so.

We, the people, have lost control of this country. Please, you must see this by now. I pray that you see this truth by now. This country is an oligarchy pure and simple. Democracy caught the last train out of town the day we allowed special interest groups to make politicians rich men. Congressional votes are bought and paid for by huge corporations, and that is the reality in the year 2014. The poor are getting poorer, the middle class is disappearing and the rich get richer….and it’s all about economics my friends, and who do you think feeds the economic machine that is eating you alive?

That’s right….you feed it.

Nearly 70% of the American economy is consumer-based.

Munch on that fact for a moment.

It is our need….our over-spending…..our greed…..that perpetuates the current economic system that purchases votes in Congress and makes the rich richer.

Can we count on the rich to gain a conscience soon? No! Can we count on our political leaders to gain a conscience soon? No! That only leaves us with one choice: we must change our spending habits and wrestle control of the economy away from the power-brokers.

Here are a few suggestions on how to do that.

Help your community go frugal
Help your community go frugal | Source

ELIMINATE CREDIT

Stop buying on credit. Cut up your credit cards. Pay cash for everything that you purchase. Buy according to the principle of “need vs want” and lean heavily in the direction of needs. I don’t care if they promise you zero APR for the next two years on that big screen television….don’t buy it.

Some of the richest corporations in the world are financial institutions, and how do you suppose they make the majority of their funds? Stop paying them money for money. It is madness and it needs to end, or soon enough we will see the CEO of Citicorp sitting in the White House behind the Oval Desk.

GO FRUGAL AND SELF-SUFFICIENT

I will repeat because this is vital for financial freedom: you need to buy according to need rather than according to want. You need to buy used and recycled. You need to learn how to make things for yourself rather than buy them, and you need to learn to repair things rather than pay someone to repair them.

Grow a garden….grow fruit trees….learn to can food….buy from local organic farmers…..learn to barter for goods and services…..form a co-op…..start a community garden…..force your local governments to pass laws that benefit the local hard-working stiff rather than the absentee landowner.

The less you spend on consumer goods the less money corporations will have, and the less money they have the less power they will have.

Adopt a healthy lifestyle
Adopt a healthy lifestyle | Source

IMPROVE HEALTH

Has anyone noticed the high cost of health care lately? How about the high cost of drugs? Extended care?

Do you know how to lower that cost? Simply by not needing it.

If 100 million Americans made a commitment to improve their health by more exercise and better eating habits, the cost of health care would go down. It’s called Supply and Demand and it controls the price of everything in our lives, including the cost of staying alive.

KICK OIL DEPENDENCY TO THE CURB

Oh I can hear the whining already on this one, but the day will come when people are going to be forced by abject poverty to do what I am suggesting now. Stop paying the oil conglomerates to pump oil for you.

If you absolutely cannot live without a vehicle then go green or at least get rid of the gas guzzler and go economy. If you can, get rid of the second car. Walk more….bike more…make fewer trips for errands….demand that even greater EPA ratings be attained by car manufacturers….buy recycled parts and learn car maintenance.

But What You Are Suggesting Will Kill the Economy

And I say good! Frugal self-sufficient people will do quite nicely in a new economy. Heck, maybe they can teach self-sufficiency classes to the former corporation executives who suddenly find themselves without their yearly bonus.

No it won’t kill the economy; it will simply force the economy to adjust to the changes. These sorts of changes have occurred for hundreds of years around the world, and they will continue for hundreds of years in the future. Change happens and we adjust to it….but at least in the scenario that I suggest, we are forcing the change to happen and we will be prepared for it.

What Would Your Life Look like If……

If you could lower your grocery costs by 20%, what would your life look like?

If you had no debt, what would your life look like?

If you spent 20% less on car maintenance and fuel, what would your life look like?

If your health care costs dropped by 20%, what would your life look like?

If you did not have to pay repairmen and other service industries to get your home up and running, what would your life look like?

If you lowered your housing costs by 20%, what would your life look like?

If your government was actually your government, and bills were passed for the common good, what would your life look like?

If your answer to most of those questions was a smile and the words “pretty damn good” then you might just want to consider some of the things I have mentioned in this article.

Stop Being Reactionary

And therein is one huge problem in today’s society: most people are reactionary. Something happens and they are forced to react to it….but there is another way to live. You can try being proactive. Act before you are forced to act. Be prepared for the worst. Protect yourself and dictate what your life will look like in twenty years rather than having corporations and the government dictate it for you.

Admit it, you have always secretly wanted to lead a revolution, right? Well now is the time. Pick up your protest sign and start marching with the visionaries rather than being trampled by the reactionaries. The view really is much better from the head of the pack.

2014 William D. Holland (aka billybuc)

Comments

    0 of 8192 characters used
    Post Comment

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Mona, thank you so much. I love that you sew and recycle, and you are certainly right about plastic. When will mankind ever learn?

    • grand old lady profile image

      Mona Sabalones Gonzalez 3 years ago from Philippines

      Consumerism can really stretch a budget unnecessarily. When you're old, you find yourself with so much stuff in the house that you don't need, and then there are things you need that you don't have. Living frugally is really the way to go. I use a needle and thread and have upcycled a curtain into two curtains for the bathroom. I also use old curtains for shower curtains and they look beautiful, can be washed and reused. At the same time, I don't need to buy those plastic shower curtains that sea turtles end up eating because they think they are jellyfish. You have a great idea regarding this economic revolution. I learn a lot from you, Billybuc and your hubs are really wonderful gifts for me.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      I will tell her, Paula. Thank you!

    • fpherj48 profile image

      Paula 3 years ago from Beautiful Upstate New York

      and Happy MD to Bev!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Paula, I've had the same conversations. There are those out there who simply can't fathom living like this....and there are many others who want it but don't want to make the sacrifices necessary. I have nothing to give those people. :)

      Have a great weekend, Sis, and Happy Mother's Day to you.

    • fpherj48 profile image

      Paula 3 years ago from Beautiful Upstate New York

      Pssst, bro....I would love to teach a class on this. Truly, I would. But here's a little secret (probably not so secret to you).......Anytime someone asks me about my abilities (lifestyle) that benefit me and my finances.....they listen intently, while making faces of "OMG"....and 90% of the time, end the discussion by saying something to the affect: "Oh, I could never go to all that trouble...time...effort..or make those sacrifices."

      Now, I could probably go further by explaining patiently that once you get the hang of it all, it's a matter of simple habit......but, why insist on being rational with people who believe it should all happen like "magic"....with no work involved? I like to choose my battles. :)

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Deb, evidently there are a great many people who don't mind being led by the nose. Sad but true.

    • aviannovice profile image

      Deb Hirt 3 years ago from Stillwater, OK

      A visionary tends to lead the people to independence. A reactionary fuels the government. What do you want to do? Lead or be lead by the nose?

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Glimmer, I'm afraid I need more than luck. I'm just trying to make a difference with a handful of people. I've almost given up on the nation as a whole. Sad to say that.

    • Glimmer Twin Fan profile image

      Glimmer Twin Fan 3 years ago

      Good luck with your quest to change this country Bill. I fear it may be too difficult but I admire your tenacity. I think that if all of us tried to do a small part it would make a difference, but I'll admit that it's a tough thing to change. I know it's hard for me, but I try a little every day.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      akune, there are indeed. Thank you for the visit.

    • akune profile image

      akune 3 years ago from Surrey, England, United Kingdom

      Bravo. There are options to the tide.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Theresa, bravo to you. I was a single parent, as was Bev, and we both know how hard it is just to get through each day, let alone pay off debt. You are to be commended my friend.

      Thank you for your kind words. I don't rant often but when I do it feels good. :)

    • phdast7 profile image

      Theresa Ast 3 years ago from Atlanta, Georgia

      Like Jo (to business) I love your soapboxes. They provide the satisfaction of a good rant, but they are also clarion calls to do what needs to be done and in large measure can be done if we are willing When my husband left twenty years ago, I had three children under 16 and a lot of debt and was just going back to work.

      Truthfully it was daunting and I was afraid. I am far from anywhere near as self sufficient as you, but I embraced thrift, recycling, buying second-hand, making do (all things people have done for countless generations) and ten years ago I paid off all my debt - no credit cards, five years ago I paid off the mortgage on a small house, and last year I bought a used car with cash.

      I will probably never grow my own food (I am trying tomatoes again this year) or repair my car, but I no longer live in fear or serve corporate interests, which is a good place to be. Bill, never stop preaching about this, bit by bit people are listening and making change. Blessings! Theresa

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Nadine, indeed, the view from the front is much better than from the rear. :) Thank you!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      D....love the quote by Hepburn. It is faith in the future of us all, and faith plus good deeds will give us quite a bounty.

      Thank you my friend.

    • Nadine May profile image

      Nadine May 3 years ago from Cape Town, Western Cape, South Africa

      Fantastic hub Billy. I love the Audrey Hepburn quote D used: "To plant a garden is to have faith in the future. " I agree and loved your idea about marching with the visionaries rather than being trampled by the reactionaries.

    • stuff4kids profile image

      Amanda Littlejohn 3 years ago

      Bill, what can I say?

      I can say, "Yes! Yes! Yes!"

      Shared, tweeted, pinned and ticked. This is the message we most need to hear right now and you make it seem doable. We should also remember the old Chinese proverb, "It is a fool who does nothing because he can do only a little."

      And remember what Audrey Hepburn said? "To plant a garden is to have faith in the future."

      Bless you :D

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Hady, I understand what you are saying, and obviously the way the economy is attached to every other facet of life, we will have some major problems. But we already have major problems and they are not being rectified. In two years I will be self-sustaining. I hope the answers for others come to them soon.

      Thanks for your thoughts.

    • Hady Chahine profile image

      Hady Chahine 3 years ago from Manhattan Beach

      Interesting topic to write about. Although I agree in theory our economic system preys on its citizens, take for example the credit problem in this country, the question is what happens to the quality of life in America should this scenario you propose become a reality? What happens to our national and international security? What happens to the value of the dollar? How do you think disinflation will hurt this country? What about job growth and the ability to afford housing, transportation, medical care, food, etc.?

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Thanks vkwok...and we are the cause of that damage.

    • vkwok profile image

      Victor W. Kwok 3 years ago from Hawaii

      It's a fact that consumerism is damaging to the environment. Thanks for sharing!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Ann, what a great story. I as smiling at the end and yes, I think Divine Providence works quite nicely.

      Thanks for sharing that and good luck with that debt. I know you can do it.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      dearabbysmom, I love the idea of being pro-active. I cannot rely on the business world or my government, so it is up to me to take the necessary steps. I appreciate your thoughts and I hope you have a wonderful weekend.

    • Ann1Az2 profile image

      Ann1Az2 3 years ago from Orange, Texas

      All great suggestions, Bill! And, I'm glad to say I'm doing most of them. My next step is getting rid if dept. But I have a plan of action working for that. Maybe one day, you could write a Dave Ramsey-type hub on getting out of debt! lol

      What's funny is, my pastor at our church, when I requested at our board meeting for everyone to keep their eye open for a bicycle, came up with one for me. The only thing is, it wasn't the one he thought it was going to be. The one he wanted me to have was a 16-speed that it was in really good shape. When I got to the church a couple of weeks ago, the elder who opened the church shed had taken out a 3-speed which needs a paint job and the rust knocked off of it.

      I spoke to the pastor because I thought he had been joking with me and thanked him for the bike. The 3-speed is exactly what I wanted and I love fixing up old bikes. I used to help my Dad do that. Then, I found out that the pastor hadn't been kidding and that I had gotten the wrong bike and it wasn't his or the church's to give me!

      Long story (sorry) short, he called me the other day and said the bike he had wanted to give me wasn't there anymore and that if I wanted the 3-speed, I could keep it. I think it's Divine Providence - what do you think?

    • dearabbysmom profile image

      dearabbysmom 3 years ago from Indiana

      Such great points here...I haven't used a credit card in over 10 years, and don't miss using one at all. Love the concept of combining simple living with the pro-activity of planning for a future that may look drastically different than what we've experienced to date. So freeing to take responsibility for your own life, and to get to the point where you don't care if others think you're strange for not having (or even wanting) the latest flat-screen TV.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      I love it, Crafty! Love the pig, love the gardening, love it all. The teenagers comment was classic, wasn't it? I've had adults say the same thing. Carry on my friend. You are doing great.

    • CraftytotheCore profile image

      CraftytotheCore 3 years ago

      You hit on so many important topics here Billy. Two years ago when I was planting my garden, I invited a teenager to help me to learn how to grow crops. The teenager said, "if I want something to eat, I'll go buy it at the store."

      I went without a car for a while when my children were babies. I walked them in a double stroller. We live in a community where there's a lot of opportunity for nature walks. I'd walk them to the store and tell them all about the trees and different berries on the bushes. To this day, they remember how to identify different foliage.

      I've had people walk up to me in my yard while I'm planting green beans and tell me they think I'm nuts for playing in the dirt.

      I have a pig. We compost the waste for our garden along with the veggie scraps, coffee grounds, and egg shells. People marvel at how beautiful our plants and flowers are in the spring.

      Groceries have skyrocketed here recently. I've started doing smaller batches of shopping at local markets and they've been passing out coupons as incentives.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Dolores, I'm not going the toilet paper route either. LOL No way no how! However, all the other things you mentioned we do do and more. Thanks for your thoughts and I agree, with a certain lifestyle and where you live, self-sufficient would be a dream at best.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Jo, you raised an interesting point about paying credit bills.....I had not thought about that. Of course, if you don't have credit card bills then you don't have to deal with them...so I guess the first step is to get those paid off and then cut them up.

      Thanks for your thoughts as always.

      bill

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      DDE, then you will be in good shape in the future. Well done and thanks.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Ann, I had not looked at the ads, but now I'm laughing. Sigh! There is no stopping the marketing machine, is there?

      Savings reward??? I don't know what that looks like. We have our money safe and sound out of the hands of the banks and government....shhh, don't tell anyone.

      Thank you Ann!

      bill

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Sis, you don't need to remind me at all that you live this lifestyle. You could probably teach a course on it....so thanks for taking the time to read something you live.

      Have a great weekend Sis!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      I do believe it will, Nadine, if we want it. So many don't...so many can't fathom living like this. I have...I do...and I love it.

      Thank you!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Jackie, show them the door and tell them not to return. We just don't need their "help" any longer.

      Have a great weekend Jackie, and thanks!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Michael my friend, with your family background I know you have no problem with this lifestyle. You were doing frugal before it was popular, and by necessity. Thank you for sharing your thoughts and I wish you a wonderful weekend.

      blessings always

      bill

    • Dolores Monet profile image

      Dolores Monet 3 years ago from East Coast, United States

      I love the idea of being self sufficient but living the life we do where we do, I feel that it is impossible. However, attempting to be as frugal as possible is a step in the right direction. I think that a lot of the money people spend today is on entertainment and electronics. Once you get into the paid for TV, the gadgets, and the games you are constantly pressured to "upgrade." Maybe the transition can be slow. Turn down the heat, buy used, recycle, entertain yourself by hanging out with friends and family (there is no better fun than that), home cooked food, gardening, hard work instead of gym memberships, the library instead of the book store, hang clothes on the line. Baby steps can head us in the right direction.

      You are totally right about the changes we need to make. I did look at the video and must say that using washable, reusable toilet "paper" is way beyond where I'd go, haha.

    • tobusiness profile image

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Mr Bill, when you get on that soap box, you are nothing less than awesome. You tell it like it is, you make it simple. In this commercially driven society, the rich takes it all. Many of us associate luxury goods with happiness, in actual fact, the pleasure is short lived and pretty soon we'll need another fix, the little money we earn go through the fingers like the proverbial grains of sand.

      The only way out of this mess is back to basics. But how do we do it? Yes, we can cut up the credit cards, and use cash, but have you tried paying your bills in cash lately? They think you're some kind of nut. Everything cost more, you're penalized if you're not paying your bills online by credit/debit cards. I agree with everything you've said here, and it's doable, but the money grabbing rich aren't going to make it easy. With articles like this more people will be questioning and taking a real look at what makes them really happy. Great job as always.

      Take care and have a wonderful day.

    • DDE profile image

      Devika Primić 3 years ago from Dubrovnik, Croatia

      An important message and sounds very useful indeed. I only buy what I really need.

    • annart profile image

      Ann Carr 3 years ago from SW England

      Have you noticed the ad at the end of your hub? Don't know if it varies but the one I read was 'Chip & Pin Payment Processing Terminals'! Ah well, guess we can't control what Google puts there.

      Great advice. We're trying more and more to do just that. We were discussing the other day that savers have no reward at all now so we may as well just shove the money under the mattress. Seriously!

      I hope more and more people listen to this message and DO something. Well done, bill! We need more of this. Ann

    • fpherj48 profile image

      Paula 3 years ago from Beautiful Upstate New York

      Excellent, bro-bill.....Yes, I do clearly see that we have lost control of our country. Pathetic, but obvious.

      I don't need to remind you that I adhere 100% to your ideas and actions. If we are to ever regain control...and change the economic scope over all....it only makes sense to begin with our own lives and YES...SELF-SUFFICIENCY. UP+++

    • Nadine May profile image

      Nadine May 3 years ago from Cape Town, Western Cape, South Africa

      What a fantastic message that i will share around. Yes more and more people are waking up to this truth, and that will set us free.

    • Jackie Lynnley profile image

      Jackie Lynnley 3 years ago from The Beautiful South

      We look at the government and what a mess they are and then expect them to tell us the best way to do? Get real! I want them out of my car, my house and my life! You are playing my music, billy.

    • Michael-Milec profile image

      Michael-Milec 3 years ago

      Hello Bill.

      Nothing new under the sun: it happened before, now repeat itself " The voice of one crying in the wilderness, prepare…"- this time it's you .Once again being 100% correct :the transition to self-sufficiency is creeping upon us- as it has already began in many parts of the world. You are the one simultaneously pointing to it, while showing and educating the citizens how the transition toward " self- worthiness " of being alive and stay alive ought to be done. Provided points in this article of useless senseless spending when practiced, would many families lead into never before experienced freedom, happiness and joy of living. In our family we have chosen the way of spending as needed, and buying after most of the seasonal customers became so tired of buying that prices of merchandise were lowered up to 60-80%.! Being frugal in my upbringing begins with preparing home meals, more often from our grade.n, which leads to more healthier lifestyle: exercise and keeping belt's hole at the same spot for ages. When we decided to stay healthy ( while raising family) it started with breast-feeding ( sorry, it's true) even preparing baby's- toddler's food in our own kitchen, (no bottles /jars)--which helped us to cut expenses on medication to zero. . .

      Well, it's time to admit : Now is time for me to be crucified !- According to your gospel, the one who started a revolution long time ago has been crucified. However he said something very profound before raising from the dead " unless kernel of wheat falls to the ground and dies, it remains a single seed…." So be it , the road to victory leads only one direction without turning back.

      Up, useful and interesting.

      Good night and all the blessings my friend.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Then I apologize for the misunderstanding, Cheryl. Thank you.

    • Author Cheryl profile image

      Cheryl A Whitsett 3 years ago from Jacksonville, Fl

      I was in no way being bitter. I was just stating my opinion and nothing more. I think it would be very unfair for you to assume my tone when you don't know me personally. That is the main reason I don't participate in these discussions because people take what you say the wrong way. I in no way was being rude, mean or bitter just stating how I felt.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Efficient, it really is nice having that cash flow, isn't it, and it's amazing how much we can live without once we decide to do it. Thanks for your thoughts.

    • Efficient Admin profile image

      Efficient Admin 3 years ago from Charlotte, NC

      I also stopped using credit cards a long time ago especially finding out you never pay them off unless you cut them up. It's great keeping that cash flow for me and not sending it to the bank. I realize the older I get, the less I really need. Interesting reading, thanks for sharing.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Great memories, Ruby, and similar to mine. We didn't recycle things like paper when I was a kid; that got burned in the burn barrel...but we never threw out food. That was always used in some way; usually a second dish of some sort later in the week.

      Make love not wary....I'm still all for that.

      Thank you my dear!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Availiasvision...I have a heck of a time typing your profile name. LOL Thanks for the suggestion at the end. I'll see what I can do about that advice in future hubs.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      cecileportilla, obviously I agree with you completely. Thanks for your thoughts.

    • always exploring profile image

      Ruby Jean Fuller 3 years ago from Southern Illinois

      Wow Bill! This reminds me of the sixties when we flower girls wanted to make love, not war. When i read about the politicians getting rich in office, i feel disgusted and cheated. I watched the video. I was amazed how she fed her family, good food too. I never buy anything on credit ( not even a truck ) inside joke. I practice frugal living in many ways, it's impossible for me to waste anything due to being poor as a child. The only thing i ever saw my mother throw away was scraps of food, not throw away, she fed the animals, which i love to do too. Great piece of writing my friend..

    • Availiasvision profile image

      Jennifer Arnett 3 years ago from California

      The way we live, in this consumer based society, has never sat right with me. Every time I throw out a disposable, mass produced item, I internally cringe. We can't go back to living in caves and canvas tents, although it would be fun, right?!

      We have to keep some level of modernity to survive in this world. It is very hard to find the balance. It's a question I've had my whole life, and a deep source of internal conflict.

      Minimalism, to whatever extent people decide to adopt for themselves, seems to make the most sense; to have no excess, only the essentials. I think you have offered a very practical middle ground; to progressively become more self-sufficient.

      Great Hub! Voted up. I love all of your Hubs on simple living and would like more practical advice for implementing that lifestyle.

    • cecileportilla profile image

      Cecile Portilla 3 years ago from West Orange, New Jersey

      Elimination of credit and becoming self sufficient is indeed the way to go.

      We need to become self reliant to set examples for our children or they will make the same mistakes. Great advice as usual billybuc!

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Author Cheryl, thanks for your viewpoint. I'm wondering why you feel the need to be so aggressive in your comment. I'm just tossing out suggestions...if you don't like them then great. And addressing your last point...I believe strongly in supporting local businesses and have written articles about that. I just find it interesting that your response is almost bitter in nature. I'm sorry you feel that way.

    • Author Cheryl profile image

      Cheryl A Whitsett 3 years ago from Jacksonville, Fl

      I do not have credit cards but I will say this. If I want something I am going to buy it whether I need it or not. I have worked very hard my entire life and so has my husband to not enjoy ourselves. I don't go buy clothes like crazy but keeping mom and pop businesses open is not hurting anyone. These people have made it all their lives providing service to the communities. They should not be punished because of corporate greed. Life is too short not to enjoy vacation to any place I feel like going, or to keep my pool clean so I can enjoy it, or even go to a movie if I feel like it. If we have to give up all of our enjoyment then why not just have a communist country and let someone tell us what to do and you can only stand in line for basic necessities. I am not a big spender but I am going to live comfortable in my life no matter what. If the day comes that I can't then I won't but for now I don't need dictation of what I need and don't need. Simple as that. I was born in America to be free not to be told how I should live. If you choose to live without things and be frugal then hats off to you. I on the other hand will always support my local businesses because they need to feed their children.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Thank you Manatita, but I don't consider myself brave....just practical. :)

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      i love it, Sheila! Welcome to the Revolution my friend. LOL and thank you!

    • manatita44 profile image

      manatita44 3 years ago from london

      Clever and challenging ideas, Bill.

      You are a brave man (smile). Much Peace!

    • profile image

      sheilamyers 3 years ago

      I'm part of the revolution? Who knew? I always thought I was just living a more simplified life. There are a few of your suggestions I haven't yet tried doing, but I may give them a try.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Faith, I believe you about the clothes. You strike me as a very practical person who understands what is truly important in life. I'm very happy that you do all those things at home...bravo to you and hallelujah to all of us. :)

      blessings and thanks always

      bill

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Thanks Dr.Bill...I much prefer this ride. :)

    • DrBill-WmL-Smith profile image

      William Leverne Smith 3 years ago from Hollister, MO

      Been there, done that... welcome aboard! ;-)

    • Faith Reaper profile image

      Faith Reaper 3 years ago from southern USA

      Bill, I am munching hard on it right now ..as I am at lunch. Seriously though, I am so thankful we paid off our debt and we are no longer slaves to that debt as that is what one becomes when we go into debt. I do want to do some raised bed gardening for vegetables and I would love some fruit trees! Believe it or not, I have not bought myself any new clothes or shoes in several years ...and me being a woman too ...unheard of LOL! We try to do all of our home and auto repairs ourselves, but we do have our limits on some things. I always do my own painting of my home walls and exterior too. I will give you a big Amen and throw in a hallelujah too on this one! : ) Blessings, Faith Reaper

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Poolman, it wouldn't surprise me at all.

      I'll post that gardening article tomorrow. No sense waiting until next week.

      Thanks again!

    • profile image

      Old Poolman 3 years ago

      Bill - Looking forward to the info on the hot climate growing. The article I read stated they just saw no problem in allowing Campaign Contributions as high as $3.5 Million bucks. It is starting to look like perhaps one or more of our Supreme Court Justices has become a victim of the cash carrot?

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Good for you, Dora! And thank you for always being here.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Donna, you said it all quite nicely there my friend. Consumerism is a losing game and always will be...unless your name is Bill Gates or Kim Kardashian of course. :)

    • MsDora profile image

      Dora Isaac Weithers 3 years ago from The Caribbean

      This is the most timely message for us. Working on the "buy according to need" principle. Thanks, Bill.

    • cygnetbrown profile image

      Donna Brown 3 years ago from Alton, Missouri

      The consumer system that we have created involving spending and consuming has never been sustainable. We need to look to nature and discover that it is in the helping others within the system that the system can work sustainably.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Poolman, I just saw that news this morning. What in the world are they thinking? Is it possible to buy a Supreme Court justice? I'm beginning to think that it is.

      Hey, I have a great idea for you and your raised garden bed....I'll post an article about it next week...great for hot climates like yours.

      Thanks buddy and have a great weekend.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      breakfastpop....surviving later...I hate to be gloomy, but it just may come to that. We are headed for disaster, and I have no faith that our government can save us. I'll put my trust in me and my family and take my chances down the road.

      Thank you as always my wise friend.

    • profile image

      Old Poolman 3 years ago

      Bill, as usual, everything you had to say in this hub makes perfect sense. I am glad I live out of town and have a few acres to play with. My chickens provide me with all the eggs we need, and enough left over to help out the neighbors.

      Due to the extreme summer temperatures down here, gardening is very challenging but not impossible. I have started putting in my raised bed gardens but will not have them finished in time to test them out this year. It is amazing just how much money can be saved if someone puts their mind to it.

      I saw an article where the Supreme Court voted yesterday to raise the cap on Campaign Contributions from $125,000 to $3.5 Million. With this new allowable amount there should be many more Politicians for sale to the highest bidder. I would bet that most large companies will soon have their own Politician on their payroll.

      The day will come when knowing how to take care of ourselves and provide our own food will be very valuable skills.

    • breakfastpop profile image

      breakfastpop 3 years ago

      I believe given the state of our nation and the world at large that big change is coming. Being self-sufficient now may mean surviving later. Credit cards are the devil. Once you start charging, it becomes impossible to actually pay them off. The answer is to never start in the first place. If you don't have the cash..pass. Great advice billy. Up and interesting, immensely useful and awesome.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Pearl, no apologies necessary. It's just good to reconnect with you. I hope you are well my friend, and thank you for sharing your thoughts.

      bill

    • grandmapearl profile image

      Connie Smith 3 years ago from Southern Tier New York State

      billy, You have summed up my whole philosophy in this excellent piece. We must become proactive and stop allowing our so-called 'representatives' in Washington to run our lives for us. They no longer have our best interests in mind--big money and power seem to be their only standards now.

      Sorry to have stayed away so long, but professional and personal interests have overtaken all but a small portion of my time! Paying for all this self sufficiency has a way of eating up the hours!

      Have a wonderful day, my friend ;) Pearl

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Perspycacious, I hope that day comes when we are in control of our destiny as a country. Until then, I know I am, and my family is protected, and now all I can do is continue to write about this. Thank you and well done with your garden and paid off cards.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Oh my goodness, Jeannie, what you are calling for is consider blasphemy! LOL A pay cut???

      I haven't had a car for two years. It will likely be another year before I buy a used pickup to help me move stuff when we sell our home and buy small in the country. I understand. :)

      Thanks, Jeannie. I'll be by to see what you wrote today soon.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Now, Sha, if we can get about 100 million more Americans to do what you are doing, we just might make it when the system collapses. :) Thank you dear friend. Have a successful day.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Liz, it's nice having you stop by. Thank you and your words are right on. Imminent economic collapse....I believe that, and I believe when it happens it will make the Great Depression look like a walk in the park, because this time it will go global. I plan on being ready when it happens.

    • Perspycacious profile image

      Demas W Jasper 3 years ago from Today's America and The World Beyond

      Mine are paid off. I have a garden, fruit and nut trees, and the added manna of what grows wild. Your "Stuff" Hub, and this Hub are Hubs I share with all my contacts, and I ask them to share them, too. You won't get rich on that, but you are already rich by being self-reliant and practicing provident living. It's always fun to read a Hub I wish I had written. Viva la (economic) revolucion! Yes, we do hold the purse strings, and we can tighten them when the spendthrifts won't. Won't it be nice to feel we are in control of our own destiny again?!

    • Jeannieinabottle profile image

      Jeannie InABottle 3 years ago from Baltimore, MD

      I get mocked quite a bit for not having a car, but I save so much money! Also, it forces me to walk more, which I might not do otherwise. I am moving to a more rural area, so I might have to consider getting a car then, but I will cross that bridge when I get to it.

      Your hub is full of good advice!

      On a side note, it is a shame all the CEOs in this country simply don't take a pay cut and then use it to give their workers a raise... it would make all the difference right now.

    • bravewarrior profile image

      Shauna L Bowling 3 years ago from Central Florida

      Bill, I'm doing what I can to reduce costs, but it's easier said than done. Most of my cost reduction has to do with the use of water, electricity, fuel (I don't go anywhere so this one's easy!). I don't buy clothes, shoes or jewelry. I use coupons and take advantage of sales for brands I use. I'm making a conscious effort to cut back on spending and only buy what's necessary.

    • bizarrett81 profile image

      bizarrett81 3 years ago from Maine

      I so agree with this. I just finished a book about all of the challenges facing the people of Africa. I couldn't help but see how the authors message could be used on the whole world, even the US. She asks the people to stand up, educate themselves on what they can do to save their land for their children, to stop waiting for and depending on corrupt governments to "save the day". We are at such an important time in our worlds history, and especially with the dangers we face in the years to come from climate change and an inevitable economic collapse, it is more important now then ever to teach ourselves and our children to be self sufficient. It is in the best interest of our survival as a species! Never stop what you are doing.

    • billybuc profile image
      Author

      Bill Holland 3 years ago from Olympia, WA

      Janine, one step is better than none. I wish about one hundred million more citizens would quit using credit cards. :) Have a great day my dear and thank you.

    • Janine Huldie profile image

      Janine Huldie 3 years ago from New York, New York

      I have truly stopped using credit cards here and only buy what I know I can afford at that moment. So, I guess I am one step in the right direction and thank you s much Bill for more food for thought on this. Happy Thursday now!