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Free Annual Credit Report - Review

Updated on March 9, 2012

A lot of people still do not realize that you can request your free annual credit report online. At their official website they say that it is fast, easy and secure. is the official website that helps you, the consumer to obtain your free credit report. They provide a great way to keep track of your credit history and financial status as seen through the reporting bureaus.

This is a central website where you can request a free credit file disclosure, which is a fancy set of words for your credit report. By law you can request and receive this report once every 12 months from each of the national consumer credit reporting companies, which are Equifax, TransUnion and Experian.

One of the key points that they make on their website is that you can fight identity theft by periodically monitoring and reviewing your credit report online.

You have options, request your free credit report online, request your report and creidt history by phone or request it by the mail. Free credit reports that are requested online can viewed immediately upon authentication of your identity. The free credit reports that you request by phone or mail will be processed within 15 days of receiving your request. So what are you waiting, get yours today.

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