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Online Banks and Banking Accounts

Updated on February 23, 2012

Finding an Online Bank

Banking has significantly changed in the last twenty years, only the last five years has seen a tremendous change in how consumers interact with their banks and financial accounts. There was a time when there was no such thing as the internet, much less trusting companies enough to conduct our financial business over the web.

Today personal internet banking has become generally accepted by the masses. You can login and sign on to all of your financial accounts in one place, if that is how you want it. Most people may try online banking only for checking their account balances on the checking, savings or credit card accounts. Next, many people start to dabble with online bill pay and paying their bills from their online checking account. After that, many will start online savings accounts or apply for a personal loan, mortgage or home equity loan online. Afterwards they will manage all of these accounts, make changes as they see fit. This internet has literally changed the way all of us view our financial positions and the way we interact with our banks. Now many are looking only for high-yield savings accounts and checking that pays interest. While, in my opinion, most people still are concerned over security issues, gone are the days when people would not trust the internet for financial transactions. Twenty years ago you may have been stuck with the financial institutions in your home town. But today you can have a checking, savings, CD's, loans, mortgages and wealth management accounts with any company in the world. Our location is no longer a barrier to doing business.

Some of the online banks that offer various banking, savings, credit, financial and wealth accounts are listed below. You can feel free to peruse the different businesses to find the ones that offer the best interest rates, yields and best meet your financial goals.

Online Banks and Banking Accounts : Ally Bank offers high-yield CDs, savings rates and interest checking. : Citibank Capital One online banking, checking, savings High rate and no fee savings accounts High interest savings account, high yield accts The World's local bank ING Direct USA PNC Bank Sovereign Bank

DisclaimerThe content of this page is not affiliated with the company names or products discussed, listed, presented or shown. The information provided is for general information purposes only and without warranties of any kind. Company names and products shown may be trademarks of their respective owners.


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    • profile image

      Raju kumar 7 years ago

      Your banks time teble

    • Jennifer Bennett profile image

      Jennifer Bennett 8 years ago

      Some online banks offer better savings rate than the traditional banks. Good info. Thanks!