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How To Make More Money Online Or Off

Updated on October 22, 2015
Are you a busy bee or do you have a large chunk of free time?
Are you a busy bee or do you have a large chunk of free time? | Source

Making More Money, Decide What You Want

Making more money is often at the top of many people's New Year's resolution lists and is often on some other people's minds constantly. After all, it can bring us more comfort, give us the freedom to do with our time as we choose and having an abundance of it provides security. Money can pay for education, home improvements, remove us from bad neighborhoods, help us care for ill parents, or any number of things that can benefit us or others. Earning more money can be done even when you may not believe or it may appear challenging to do so. Make sure that you have a positive mindset in your search to find what works for you.

Earning more money requires more from you. More effort whether it be as an employee, an independent contractor, or a President of your own company. If you want more, you must do more, plain and simple. Many that look for shortcuts or ways to get rich quick will be disappointed if not taken for a ride. Don't be one of these lazy types that cuts corners and then makes the incorrect assumption that earning more cannot be done. Making more money is not always easy but it can be done...even in this economic environment.

Do not listen to naysayers who are likely not self motivated or may simply be comfortable with their current circumstances, whether those circumstances are good, bad, or ugly. You have no responsibility to anyone but yourself and when you sense a need or desire to earn more, it is up to you and no one else to find a way to do so.

For some, the effort may mean asking for overtime with their employer. For others, it may mean moonlighting at a second or even a third job. Some people keep their 9 - 5 and begin a side business while others feel they have no choice but to go into business for themselves. Others may begin a new business venture or add a complementary product or service to their current offerings to boost their revenues and profits. No matter what your age is or where your interests lie, if you have a desire to earn more money you can.

A little extra cash is always nice to have.
A little extra cash is always nice to have. | Source

Making More Money, Create A Product Or Service

One way to earn more money is to sell something of your own creation. This service or item could be almost anything, you are only limited by your imagination, abilities, and funds. Some ideas include creating your own music, t-shirts, wood crafts, knitted items, handmade art, etc. The most profitable services and products have a clear benefit such as making a task easier or a lot more fun to do.

Take the time to make the effort in creating something unique and truly different from things that are currently available. Many people like novelty and will pay for it at various price points. There are women who are paying $50 - $80 to bedazzle the bottom of their high heels for example. What if you thought of this idea first? How much would you have made already? If you are not creating something different, the most likely way to make money is to provide the absolute best quality in addition to providing some additional benefit to an existing product or service that competitors don't currently offer. Otherwise, you may not make any money and could lose some or all of your investment.

If you are selling something of your own creation, this requires an investment of effort, time, money, or likely all of this and more. Depending on the scale of what you are trying to accomplish, it may take weeks, months, or even years of commitment to see a positive or abundant cashflow for your efforts if any is seen at all. Owning a restaurant (or several) is a good example of a business where it can take years to see a positive or abundant cashflow. I know an affluent restauranteur that says he would have never made it had he not ensured that he had several years' operating expenses ready prior to opening his doors.

Do not be put off by this particularly if you are only used to working for others. I can personally attest to the fact that once you have started earning an income from your ideas/things of your creation and you successfully sell or bring them to market, you will get a confidence boost that confirms your abilities and propels you further. In addition, understanding that there can be a lag time between investing and returns is part of the process. You must be well informed before you invest your time, money, and effort into any venture.

Another option would be creating a service, a new technique, or even a whole new industry that others see value in and will more importantly pay for. This could be anything that you can think of but the very best places to begin creating something along these lines is to begin with the products and services that you feel leave something to be desired or have some type of failings that you can improve upon. Before you scoff, there are companies that are making millions each year simply from products and services created to complement or improve the experience of existing products. Ihome is just one example of many, so get your thinking cap on.


Making More Money, Independent Contractors, Entrepreneurs, And Consultants

Becoming an independent contractor is another way to earn more money. Depending on the company, rules, and product/service, you can do this type of work online and offline as well. Some examples of being an independent contractor include doing customer service or sales work for companies such as Alpine Access, LiveOps, or West At Home. The schedules are flexible enough for many people to work around a day job, caring for children, or attending college classes. The above companies offer work at home positions.

Other independent contracting opportunities include various work that can be found at Textbroker, Elance, and Odesk. These websites typically post pay per project offerings however, depending on the client and your efforts/skills, you may find a steady stream of income or work that can be done from anywhere in the world and often at the times you choose to work. These websites typically offer projects that will supplement your income. If you are like me and don't find the pay for these gigs worth your efforts, you may want to look into sales to boost your income further.

The most lucrative independent contracting opportunities involve sales and many of these positions do not require reporting to an office on a daily basis, if ever. Independent contractors must be self/goal/money motivated, organized, and disciplined.

Independent contractors must be able to adapt to change, exhibit planning skills, and be professional in all their duties. If you are lacking any of these traits especially if you already have problems with any of these things, you will likely encounter difficulties and may not be able to make a profit no matter how much time you put into the endeavor. Real estate agents are a very good example of independent contractors. They set their own hours, can work from home or an office, and the most successful have the aforementioned traits.

There is a growing number of nomadic rich who have no one and no office to report to. Because of this they can work from anywhere they choose and many choose to live in different places to experience various cultures and see the world. Typically, these people are consultants, entrepreneurs, and independent contractors.

Benefits of being an independent contractor include working your own hours, often having the ability to work from home or anywhere in the world, and an unlimited earning potential for your income. Common downsides include no guaranteed income, no vacation pay, and the possibility of having a slow paying client (or several) that you're working with. These can often be a drag on those who otherwise like being independent. But only you can decide if working as an independent contractor is something you would like doing to increase the amount of money that you earn.

A notebook or laptop is your ticket to working from home or anywhere in the world.
A notebook or laptop is your ticket to working from home or anywhere in the world. | Source

Making More Money, Moonlighting

Moonlighting as an employee or on your own is possible. Moonlighting as an employee is often an option for those looking to earn extra income. Seek out places that offer work environments that you would be comfortable in and try to get a feel for the culture within that workplace prior to applying and accepting. Understand that moonlighting can sometimes interfere with your primary job, caregiver duties, child rearing, or college education.

A carefully planned and executed effort with clear communication about your schedule is imperative when you have other responsibilities or simply prefer to stick to a certain schedule. The other side of this is that if you are very inflexible or even give this impression, you could knock yourself out of the running for the position very close to the start, even if you're just looking for a minimum-wage, part time job outside college classes or around your kids' school schedule.

It is important to understand that your other responsibilities are not reasons to interfere with your moonlighting (as an employee) job and vice versa. It is up to you to determine if things can work out simultaneously and what is most important to you. Further if you believe the employer cannot or will not honor verbal commitments to have you work only during times that work for you, it's best to not accept the position. Seek other ways of earning an income without the schedule conflict and resulting stress. Moonlighting can also be accomplished by performing services for others such as tutoring (can be done online, in person, and on your schedule), baby sitting, house sitting, day care, etc. As I said in the portion of this article that details creating a product or service to sell, you are only limited by your imagination, abilities, and funds (to advertise/market if you choose).

© 2012 Express10

Would you like to make more money online or off?

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    • Express10 profile imageAUTHOR

      H C Palting 

      3 years ago from East Coast

      Thank you so much for reading and commenting Mel. I wish there were easy fixes as so many seek but there are none and it's as important as ever to remember that old adage "If it sounds too good to be true it probably is."

    • Mel Carriere profile image

      Mel Carriere 

      3 years ago from San Diego California

      You are absolutely right that earning more money requires more effort on our parts, and there are absolutely no easy fixes through pyramid schemes and other similar scams. I remember when "moonlighting" was a dirty word that was actually prohibited by some companies. Now everyone has a second or third job, it seems, and no one complains. Great advice.

    • Neil Sperling profile image

      Neil Sperling 

      5 years ago from Port Dover Ontario Canada

      ..... what we think and believe DOES shape our life. "wink"

    • Express10 profile imageAUTHOR

      H C Palting 

      5 years ago from East Coast

      I've read "Think and Grow Rich" as well and could not agree with you more. What we think and believe can shape our lives.

    • Neil Sperling profile image

      Neil Sperling 

      5 years ago from Port Dover Ontario Canada

      The old book - "Think" and Grow Rich.... by Napoleon Hill is still an amazing book. The title says it all... It says "Think" and grow rich... it does not say work harder, nor does it say work smarter.... nor does it say moonlight.... the main point is thoughts are things and they create your reality. If you "think" you have to work harder, smarter and longer hours... then you would be right..... but if you "think" money will start rolling in - either way you would be right.

      Food for thought!

    • Express10 profile imageAUTHOR

      H C Palting 

      5 years ago from East Coast

      Thanks ToKnowInfo. I have been guilty of thinking there's no way to make extra money and later learned that whatever we think is true. So, I had to change my mindset to earn more, that simple. Hopefully I can help someone who might be in my former frame of mind or just remind people to think of more than just having one form of income as an employee.

    • toknowinfo profile image


      5 years ago

      Well put together hub. You give very practical advice about making extra money.

    • Express10 profile imageAUTHOR

      H C Palting 

      6 years ago from East Coast

      It would be nice to have someone come to you and give you a pile of money but these things just don't happen. I wrote this hub because often there are some things that people can do even when they feel there isn't anything they can do.

    • Jennifer Wright profile image

      Jennifer Kaspar-Wright 

      6 years ago from Washington

      I agree in making money or extra money takes time, as well as personal effort! There are so many people who cry about their finances yet they never take any initiative. It's like they are waiting for someone to come to their door with options. Haha!! Great Hub!! =0)

    • Express10 profile imageAUTHOR

      H C Palting 

      6 years ago from East Coast

      Thanks so much. There are options out there. While I'd never claim that there is something for everyone, there certainly are options for those wanting to make more money.

    • teaches12345 profile image

      Dianna Mendez 

      6 years ago

      Excellent suggestions for making extra money. I have not the time to pursue these options at the time, but I am filing them for future planning.

    • Express10 profile imageAUTHOR

      H C Palting 

      6 years ago from East Coast

      Thanks Steven, there a lot of skeptics in this world. What really gets to me are the ones who haven't actually done what they are attempting to prevent you from doing. There are also a lot of options for those who are actively looking. Find something that works for you and you will be able to to pad your savings or buy something you been wanting.

    • Steven Dison profile image

      Steven Dison 

      6 years ago from O'Fallon, Illinois

      Great hub! I like how it shows you many options that you have, while also motivating you to never give up or give in to skeptics.

    • Express10 profile imageAUTHOR

      H C Palting 

      6 years ago from East Coast

      Thanks so much for reading Alecia. I hope it helps. I actually ended up delaying my college education all because of a job. I regret doing so, and it took me months to start doing things on my own but I am glad I did. I've learned that I don't have to rely on an employer, I can be more independent, and I'm back in school. It's not always easy but I am much happier outside the traditional work environment. Beware of anyone that tells you it's easy to make five figures in a month :)

    • Alecia Murphy profile image

      Alecia Murphy 

      6 years ago from Wilmington, North Carolina

      Yeah this is something I'm pursuing right now. Thanks for the tips!

    • Express10 profile imageAUTHOR

      H C Palting 

      6 years ago from East Coast

      Aloha Stephanie. Thanks for reading. Making more money takes effort but there are some options if you really want to do it.

    • Hawaiian Scribe profile image

      Stephanie Launiu 

      6 years ago from Hawai'i

      Voted up, useful, interesting. Thanks for describing the options that so many of us are using to make money online. I look forward to reading more of your hubs. Aloha, Stephanie


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