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How to Get More Money Quickly, Part 1

Updated on July 6, 2012

So you have a trip coming up that you need cash for or maybe you just want to see a bit of a bigger number in your bank account. The following are five ways to easily save money by being more efficient financially. They are general so as to be applied by anyone.

1. Halt Purchasing Anything That Is Nonessential

This sounds easy but it takes discipline. Take a minute to stop and look at your last credit card statement, and ask yourself how many items on that list did you absolutely HAVE to have? I bet 90% of them could be taken away and you wouldn’t even notice a change to your lifestyle. Too often we spend money on things that add no value to our lives, which means we are essentially throwing money down the drain. Halting nonessential purchases means that you quit buying items like unnecessary clothes and shoes, useless toys/gadgets, and certainly expensive bar tabs. By doing this one simple step, you can reduce your monthly expenses by at least half.

2. Set Up an Automatic Savings Plan

A lot of times we tend to spend money just because we have it. By setting up an automatic savings plan you avoid this issue entirely. Most banks allow you to do this fairly easily so check with your institution to find out how. Basically how they work is that you automatically transfer a certain amount of money (which you designate) to a savings account (preferably high yield) either directly from your paycheck or from your primary checking account. Because it’s automatic, you won’t miss the money because you won’t even know it’s gone, plus you won’t have to keep up with the hassle of saving.

3. Get More Use Out of What You already Have

How many things such as subscription services do you already pay for that you don’t get full use out of either because they seem old or you just don’t think about it? Next time you think about going out to do something try to resist and use something that’s already been paid for instead. This includes activities like watching TV or a movie via Netflix, surfing the internet, going to the gym, reading a book, playing video games, or pursuing a hobby you have like painting, writing, etc. This exercise helps to save money while getting more value out of money you have already invested. Many times we go out and spend money just because we are bored when there are plenty of entertaining things to do already at our disposal.

4. Stop Eating Out

By far, most of my expenses come from going out to eat. Sometimes I eat out over a dozen times a week. Even the cheapest meal (at around 8 dollars) will add up quickly with that kind of volume. You can save a ton of money by grocery shopping wisely and preparing your own food. If you do it correctly, this can also help you eat healthier. Try to focus on buying foods that are cheap and will last, but that produce a lot of food like pastas, canned vegetables, and frozen meats.

5. Earn more

Saving money and becoming a more efficient spender will only help you to a certain point. The best way to get more money is to make more money. If you need quick money in the short term you can always sell stuff you don’t use anymore. This will also help to reduce the clutter in your life. Another way to earn extra money is pick up an extra shift at work. If you are allowed to work 40 hours and you aren’t then you should start. When you are at work, not only are you making money but, more importantly, you aren’t spending money. If you can’t pick up any extra shifts at work then ask your friends if they need any extra hourly help temporarily so you can earn some extra cash, chances are you know someone who can help you out.

Conclusion

There are other ways to earn extra cash, which you can read about in the follow up to this hub. For now though, try applying these five easy steps into your routine and see how well it works for you.

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    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      Thanks naimishika!

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      Thanks treasuresofheaven!

    • Treasuresofheaven profile image

      Sima Ballinger 

      6 years ago from Michigan

      Good points. "Stop buying nonessentials". I also like that you added #5, "Earn More".

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      Thanks daisydayz! You make a good point lyricwriter, thanks for following!

    • thelyricwriter profile image

      Richard Ricky Hale 

      6 years ago from West Virginia

      These are great tips Seth, especially working. Work as much as you can, plus your not spending. Wise info pal.

    • daisydayz profile image

      Chantele Cross-Jones 

      6 years ago from Cardiff

      Simple helpful tips there!

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      Thanks for the support Peggy. Your question definitely inspired this post. I will make sure to leave a link.

      You make excellent points about saving money. If you'd like to expand those thoughts into a hub, I will be happy to link to it through this page.

    • Peggy W profile image

      Peggy Woods 

      6 years ago from Houston, Texas

      Aha! I see that you made a hub about this from my question. Feel free to leave a link in the Q&A section pointing people to this hub.

      Some other ways to save money...

      Cut your own hair or have your friend/spouse/neighbor do it and return the favor.

      Cut out nail salon trips. Paint your own nails if desired.

      Cut your own lawn and do your own housecleaning if hiring it done. It is good exercise...another added benefit!

      Use the library instead of purchasing books.

      Map out your car route to efficiently make all the necessary stops with the least amount of driving to save on gas.

      Voted up and useful.

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      That's a riveting point littlepiggy. Thanks for the support!

    • littlepiggy profile image

      littlepiggy 

      6 years ago from Los Angeles, CA

      Great hub, seth! Very informative. Often we don't realize how our everyday habitual spending can be easily curbed so we can save much more! I should really look into an automatic savings plan myself.

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      I'm currently drafting a new hub that explains more ways to get extra money. Thanks for the support kashmir!

    • kashmir56 profile image

      Thomas Silvia 

      6 years ago from Massachusetts

      These are all great tips and advice to help anyone save money, well done !

      Vote up and more !!!

    • sethpowers profile imageAUTHOR

      sethpowers 

      6 years ago from Virginia

      That's a big one, but I've found if you get in a routine of making your own food it gets easier. Plus, for me, it's worth it to save $50+ a week and put the money towards something with more value like travelling or going to a show and getting the good seats.

    • facebookpokerguy profile image

      facebookpokerguy 

      6 years ago from Brussels, Belgium

      Hardest for me is to stop eating out :S

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