- Personal Finance
Save Money: Make Today A Money Saving Day
Simple Everyday Changes That Can Add Up To Big Savings
Small savings are easier.
It is a lot easier to make small changes in your life rather than going the whole hog and making a major reconstruction of how you live your life. Simple little changes can be done without feeling like they are having a big impact.
Incorporated into life.
Small changes are more easily slotted into your existing lifestyle, just little tweaks that will easily become the norm after a short while.
Can add up to big savings.
Though these little changes on their own won’t appear to make much difference, compounded together and other a period of time, they can result in big savings.
There are always new ways to trim the edges off your expenses. Some won’t be obvious straight away, but as you progress with your money saving changes, more will become apparent. If you take the time to look at your typical working day, you will find areas that can be changed and which will result in savings:
Walk, cycle or car-share to work.
Travel is expensive. The cost of running the car or catching public transport always seems to be on the increase. If you can get to work by walking or cycling, why not? It’s free and good for your health. If the distance is too far, is there a colleague that travels on a same or similar route to you? Consider asking them if they want to car share. You could drive alternative weeks, saving half your annual fuel expenses. It’s better for the environment and also lessens wear and tear on your vehicle.
Take a packed lunch to work.
This simple tip can add up to significant savings over the course of the year. Simply add up how much you spend on buying food for lunch at work during one week. Then calculate how much it would cost to make a packed lunch for the same period instead. Take the amount saved by making a packed lunch and times it by the amount of weeks you work a year. You might be very surprised how much you could actually save.
Swap shopping for walking.
Don't buy that magazine, chewing gum, can of drink or item of clothing if you usually spend your lunch break wandering around the shops. Go for a walk and explore the area instead, it’s healthier and it’s free. Taking time out during the day and doing some gentle exercise will not only stop the temptation to spend money but will also help reduce stress levels and give you a healthy break from the workplace.
Use the internet for savings.
Forget updating Facebook, when you have a few spare minutes at work, and search money saving websites for new ideas, money saving offers and ways to be better with your cash. Make searching for money saving ideas your new online habit.
Vouchers for eating out.
While you are on the money saving sites, find, choose and select money off vouchers for restaurants. Then you can still treat yourself to enjoying meals out, but will cut the cost in the process.
Cook a vegetarian/vegan dinner.
Vegetarians and vegans already know this; healthy meals that are meat free are usually much cheaper. If you always have meat with your meal, try one or two dinners a week that are made to a vegetarian or vegan recipe.
Make staying in the new going out.
Instead of going out and spending money after work start a new hobby or interest at home. If you like sweet treats start baking cakes or making jam You will save money and maybe could even make a little by selling to friends and work colleagues. Make crafted products and sell them on websites such as Etsy, or start writing interesting articles for revenue sharing sites like Hubpages and Infobarrel.
Finding smart ways to save money can be addictive. Once you start seeing the results of all the small changes leading to some big savings, you will want to find more.