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How to save money - Becoming a safer driver

Updated on November 6, 2011
Let's go for a ride!
Let's go for a ride! | Source

Drive defensively now. Save money.

Driving defensively is what we all need to do to - starting right now - to increase our safety on the road.

Not only can you prevent accidents, but you will save money and I will show you how.

Pay attention folks!

Car safety

Some of us need to slow down in our lives, especially when operating a motor vehicle. Is it worth rushing to an appointment if you crash your car or SUV on the way over?

To be safer, I highly recommend you *stop* doing the following:

  • Text while driving.
  • Holding a phone to your ear while driving (2 hands on the wheel people!).
  • Reading a book while driving.
  • Applying makeup while driving.
  • Shaving while driving.
  • Turning your head to yell at your kids while driving (please pull over to yell).
  • Changing your pants (or underwear) while driving.
  • Trying to grab the runaway pen, turning your head around, and reaching in the back seat, while driving.

Saving money - Avoid silly mistakes

Have you ever been running late in the morning when trying to get ready for work? You jump in your car and race away in your car.

Here are some mistakes - when rushing while driving - that can cost you money:

  • Backing out of your driveway too fast - Clip a driver's side or passengers side mirror. Repair cost ~$50.00-$150.00.
  • Hit a mailbox - Opps, and I knew that was at the end of my driveway. Repair cost ~$150.00.
  • Lock your doors - To avoid a car thief from breaking into your car and stealing your possessions or car stereo. Repair cost ~$100.00-$500.00.
  • Remove possessions from view - You are welcoming a car thief to break in your car if your $600 iPhone is sitting on the dashboard in plain view. Replacement cost ~$100.00-$1,000.00+.

Car repairs waste money if you could have avoided the vehicle accident.
Car repairs waste money if you could have avoided the vehicle accident. | Source

Safer driving = less money on car repairs

If you pay attention on the road (and minimize your texting and talking while driving, eating fast food with one hand and driving with the other), you have a better chance of avoiding an accident.

Accident avoidance also saves you money. How? You will not need to fork over a deductible to for repairs. Based on the Car Insurance you have chosen, you deductible could be one of the following:

  • $0.00
  • $100.00
  • $250.00
  • $500.00
  • $1,000.00

Car/Auto Insurance pays for your repairs - one of the reasons it is beneficial to you. However, why pay an unnecessary expense via an insurance deductible if you can altogether avoid an accident?

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Saving money - Road safety

Here are tips to be safer on the road:

  • Defensive driving - Look around and be aware of your surroudings. You may be a great driver, but it is not your fault if someone next to you is not paying attention (can we say texting while driving) and swerves into your lane. You can swerve out of the way, and potentially avoid being hit.
  • Stop fueling road rage - Let the other angry drivers be pissed off. Just ignore them and do not fuel any rage.


Car safety references

You can search for (1) vehicle safety information, (2) check for vehicle recalls, (3) check for tire recalls - among other information - by visiting this website:

Please take the time to review this site.
Please take the time to review this site. | Source

Please vote - Car safety poll.

Have you ever gotten in an accident because you were not paying attention while on the road?

See results


In conclusion

There is no excuse for not avoiding an accident if you are texting while driving. Slow down, be safe, watch your surroundings, and turn the music down a little so you can hear an approaching ambulance.

Pull over to yell at your kids in the back seat, and try considering moving to the slow lane if someone is tailgating you - rather than continuously breaking to see if you can "piss them off".

Arrive alive. It's always a good thing.



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    • PDXKaraokeGuy profile image

      Justin W Price 6 years ago from Juneau, Alaska

      I am definitely an aggressive driver and have no intention of changing. But, i can do this other stuff :-) Good hub!

    • MarloByDesign profile image

      MarloByDesign 6 years ago from United States

      Brian, LOL, and thanks for your comments - you made me smile! Yes, underwear counts...I think I will add it to the list! Ouch, cement post? Unfortunately, I have been there too..

    • Brian Burton profile image

      Brian Burton 6 years ago

      Fantastic Marlo, really good. Love the part about changing pants while driving. Does underwear count? No seriously, fantastic. I'll be taking it a little slower tomorrow morning on the way to work because of this article and I've backed out in a hurry smashing the rear of the car on a cement post. You are right on all points as far as I'm concerned. Good stuff.

    • MarloByDesign profile image

      MarloByDesign 6 years ago from United States

      glassvisage - Reading a book? Now I have heard it all! I will add that to my list of what I recommend people need to *stop* doing while driving.

    • glassvisage profile image

      glassvisage 6 years ago from Northern California

      Great Hub. I saw someone reading a book while driving and was sure to scoot over to the other side of the freeway (while using my blinker of course :)

    • MarloByDesign profile image

      MarloByDesign 6 years ago from United States

      Chin Chin - You are right - I am not sure why people shave while driving either, but the bills they will incur after an accident may make them decide to start shaving at home - or at least PULL OVER to shave. Thanks for stopping by!

    • Chin chin profile image

      Chin chin 6 years ago from Philippines

      Maybe it's interesting to see how people manage to do those things (shaving and wearing pants?) while driving. But it's really no joke when they get into an accident and start paying the bills. Good points.

    • MarloByDesign profile image

      MarloByDesign 6 years ago from United States

      Simone Smith - Thank you. Yes, the physical dangers are so important too. I wanted to cover "unsafe" driving from a bit of a different angle.

      K9keystrokes - I hope there are not too many of those types of drivers out there :)

    • K9keystrokes profile image

      India Arnold 6 years ago from Northern, California

      Nice touch placing a dollar value on the cost of unsafe driving! Great approach and "to the cent" information. This should hit home with those reckless but frugal drivers. Good job!



    • Simone Smith profile image

      Simone Haruko Smith 6 years ago from San Francisco

      Excellent points on how driving carelessly can be expensive. I always just think of the physical danger, but financial danger is just as imminent!