ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How to Get the Best Deal on Car Insurance

Updated on January 11, 2013

Finding the Right Car Insurance

Making sure you have the best auto insurance is becoming increasingly important in the modern world. After all, your car is likely one of the largest investments you will make you in your life and you want to make sure it is well protected. Auto insurance is actually required by the vast majority of states in the United States. Finally, you'll be paying for auto insurance every month for the a long time. You want to make sure you get the right price.

Do you like your car insurance?

See results

Changing Insurance Companies

You might think your insurance is bad or even horrible. However, you should think twice before you actually change your insurance. Its not a bad idea to change your insurance if you have a favorable credit score. Unfortunately if you have a bad or unfavorable credit score, you will probably pay significantly higher rates.

If you decide to switch, you want to check out the various fees that might occur if you transferred auto insurance companies. Most users usually switch about a month before their old insurance expires.

Checking Out Other Auto Insurance Companies

Ok, you've decided you want to switch auto insurance companies. Now, you need to find a new auto insurance company. But which company is the best and how do you evaluate these companies?

One good way is to ask your relatives if they are happy with their insurance companies. If they are, then you might want to check out the insurance company they have. This is a good way to find an insurance company because you get a non biased review from a person you actually trust.

Other Things To Consider

Consider things such as premiums and how much you need to pay in order to receive coverage. Also look at discounts. Almost all companies offer a selection of discounts for things such as a good driving record and driver training.

Another important aspect that many people forget to check out is the customer service. Do they make you wait a long time when you call in? Is there a local agent in your area? Customer service is an important area and usually a reliable reflection of the company.

Know if your car is actually worth paying high rates. If your car is old or has frequent problems you definitively want to consider getting the minimum insurance plan.

Comments

    0 of 8192 characters used
    Post Comment

    • Ms._Info profile image

      Ms._Info 

      5 years ago from New Jersey

      I've been pretty happy with my current insurance company but I wouldn't mind looking into other companies because I've been with them for a long time. I think it's time I check out some other companies to see how they stack up.

    • SolveMyMaze profile image

      SolveMyMaze 

      5 years ago

      Nice Hub. I totally agree about going on word of mouth about how good an insurance company is. Sure, you can check online for this, but you can't be certain that employees of the company haven't posted artificial reviews.

      Waiting for a long time is a good thing to look into too, especially if you need your car for your work.

    • Learning in Life profile image

      Megan Smith 

      5 years ago from Florida

      It's really strange how no one auto insurance company is the cheapest for everyone. I constantly have friends tell me that I should use the company that they use. I will go and get a quote just to see that it would double my costs.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)