I am sick of paying premiums thinking I have cover only to find out that when I make a claim Im not
How can we, the consumer, get a policy that covers us for what we believe we are paying for and know that we are covered? I am so over paying premiums only to find out when making a claim that I have been wasting my money as what I thought I was covered for I am not
Insurance is one of those necessary evils: Insurance companies make money when people don't claim or when they can get out of paying a claim. So, they will do everything they can to find a way of not paying.
My dad always used to give me this guideline about insurance which I still follow. If you can afford the loss then don't insure. If you can't afford the loss then you need to insure. Of course there are also legal issues requiring you to insure for liability on auto and when there is a lien holder.
Other than that, all you can do is read as much of the policy information as you can and discuss certain situations with the insurance agent to see if they are covered. I think they are generally honest.
by linda squire6 years ago
why are we paying for health insurance with our employer when you cant use it for any...preexsisying condition in my case that is everytime i need to see a doctor do i have to die because i can not be covered
by Harvey Stelman7 years ago
by Holle Abee5 years ago
I like most of Obamacare, although I still have reservations about the individual mandate. On one hand, I don't like the idea of people being forced to buy a product, but on the other hand, I don't like having to help...
by Kristin Trapp4 years ago
What is the difference between whole and term life insurance?Is the amount of time each insurance policy lasts the only difference or are there others? Does age play a role in determining which one is the best type of...
by My Esoteric10 months ago
As the GOP told us many, many times that hundreds, if not thousands of counties in America will have no insurers providing coverage in 2018. Well, so long as they, and Trump, keep saying Obamacare will fail, it...
by crankalicious9 months ago
I am!It's exciting that Republicans, after so many years of opposing Obamacare, have finally passed a piece of legislation to improve the healthcare system.I'm particularly excited about some of the provisions that...
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.