|HubPages Device ID||This is used to identify particular browsers or devices when the access the service, and is used for security reasons.|
|Login||This is necessary to sign in to the HubPages Service.|
|HubPages Traffic Pixel||This is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.|
|Remarketing Pixels||We may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.|
|Conversion Tracking Pixels||We may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.|
I have a several million dollar mortgage; do I qualify for your Loan Modification Program?
If you are serious, I will give you a straight answer.
If your first mortgage is under $729,750, and if you had your mortgage before January 1, 2009, and your house payment is over 31% of your current income, then yes.
These are just general guidelines of the program. Contact the servicer of your first mortgage and ask them if you qualify.
First of all its not "my loan modification program". Any loan can be modified. Essentially you have to make a case to your lender that it is in their best interest to take a smaller payment from you, instead of the one they are legally entitled to get from you. As you can guess, not a small feat. So it's not just a dollar question. But it is one that takes some expertise, despite what the lenders tell you. Start by getting some knowledge at my totally free on-line class, "Loan Modification Explained in 15 minutes". Its at http://hopeforfree.org
by Shepherd's Lamb17 months ago
I just want to discuss what's going on in my little head right now and hope to hear from those of you more educated on the subject.I qualified to buy a condo in 2004 (six years ago). I paid $6,000 cash for...
by wishingonastar7 years ago
Let me start off by saying that this loan is a Freddie Mac loan. This loan has been sold so many times throughout the 10 years I have lived here. I fell on hard times and tried for a loan modification. My...
by king19647 years ago
Loan modification with Chase Declined due to my Mortgage being with Ginnie Mae Investors, FHA...Loan.............WHY?????
by blackbob6 years ago
I am with Bank of america and they have granted me a hardship loan for the next 3 months. What are my chances of getting a loan modification and does anyone really know what the guidelines are I cant get an answer...
by penneyb7 years ago
i have a FHA loan threw met life can i still apply for a modificationmaking home affordable program i want to apply i have a fha loan
by cknlgs29507 years ago
I owe $408,000.00 on a 6% interest only mortgage. My monthly payments are $2125.00 per month. ...If I pay the loan down to $143,999.00, what would my monthly payments be?
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.