Pay down your debt first before you decide to take on market risk. Start by paying your highest interest rate debt first.
If you are someone that struggles with debt, then burn those credit cards - don't worry about the cashback bonus!
Before you buy it, wait a day and see if you still need it.
don't buy on credit. if you have to borrow to buy-you didn't need it. I guess in the case of buying a home this may not apply.
the best advice that I received was that it is better to have double the money than what you want to buy, such as if something cost $20 don't buy item when you have exactly $20 dollars what til you have $40 dollars. I has really helped me out in getting ahead of my finances.
Pay a little more off your mortgage each month than you need to. Overpayments on your mortgage can save you thousands of the course of the mortgage life span.
The best financial advice I got was "Save more than you spend every month."
Money saved is money earned, but people will treat money earned as having more money.
That's not advice; I just apended the apothegm I like.
Do not live on borrowed money. Don't buy anything on credit.
Since I usually deal in the investment area of finance, the most beneficial advice I've ever heard comes from Warren Buffet. I can't really pick out one particular statement, but here are just a few that I like:
"Risk comes from not knowing what you're doing."
"Chains of habit are too light to be felt until they are too heavy to be broken."
"It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently."
"Rule No.1: Never lose money. Rule No.2: Never forget rule No.1."
Pay yourself first - set aside savings before addressing other obligations. And make an extra mortgage payment every year.
In my opinion you must visit the http://www.idfmcity.co.uk for more financial advice.
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