One - with a zero balance. We live on a cash only basis. The credit card is reserved for when we don't have the money to cover an emergency.
In 10 years that has happened only about 3 times.
I have one from my bank which I don't use and another one I got from my moblie phone provider.
This one is a prepaid credit card and you basically top up with a minimum of 20euro whenever you want in the shops participating in this scheme. Very handy as you only put money in when you can afford to.
I have a couple but with no debt. Paying your credit cards off monthly is the way to go!
I don't have any credit cards at present, only a debit card. At one time I was one of those people who applied for anything and everything and was, of course, approved. My life circumstances drastically changed (divorce) and I was left with less than half the income and all the debit (as the cards were in my name - he was only an authorized purchaser).. It was a horrid nightmare, bad enough that I never want to have a credit card in my name again.
NONE, not anymore. I choose not to be a part of the problem, but be part of solutions. This economy has changed drastically, cash and budgeting is what I use now.
I have two. Both with a zero balance night now and I hope to keep it that way. I don't like using credit cards anymore because I hate to give up my cash when the bill arrives. I now rather go without until I have the cash to pay,
I use to have 6-7 credit cards but they got out of hand. I paid them all off and only have 1 now. I also use a prepaid Visa for all my online transactions.
i have only one credit card and i used it when i don't have cash otherwise i preferred to buy every thing on cash
None, I only use debit cards now that they work just as well. I don't want to get into any trouble so if I don't have the money, I can't buy.
One with a little balance on it. If I can't pay cash I don't what it. I only use the card for emergence. and thanks god that doesn't happen very often.
Only one, and I don't use it often. I prefer using cash. I usually use my credit card for online purchases and paypal. So one is sufficient.
I have one, and it's just in case........hopefully it will stay a zero balance
by Rebecca Graf 9 years ago
What questions would you like to see answered about credit card debt?
by blueorpurple 7 years ago
Credit card or cash! what should I use more?
by Uneducated opinio 6 years ago
Try and refrain from using a credit card for any purchases that are not a necessity. Things want should he paid in full to avoid getting stuck in ungodly amounts of debts. I learned this lesson a little late but I did learn it ha. Try to be smart with your money. Also try to look for coupons online...
by alaze2003 10 years ago
Now, what comes to your mind when you think of credit cards? Well, to some people it means having alot of extra cash that doesn't belong to us, at that moment, but we have an option to spend it. If decided to spend the money issued on that credit card, you must now take initiative, that it's yours....
by Lgali 4 years ago
Credit cards make you spend more yes or no
by Davinagirl3 7 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to raise our scores. We pay our bills on time, so that isn't the...
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