Do you maintain a household budget or just pay the bills as they arrive and hope for the best?
My wife and I have always maintained a household budget. We know where every penny goes, but I've met folks that have never balanced their check book. These folks seem to be carefree spirits until their funds run out. What are your thoughts?
I don't defy my profession :-) I have a budget like you. Sooner or later, the "free-spirited folks" will need me and you.
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