When you need to economise, what is the first thing you stop spending money on and why?
I try to stop spending money on the little extras, like Pizza Hut (they deliver in our area and it is sooo convenient). And I don't buy scrapbooking supplies, books etc for a little while. I also try and limit my trips to town.
It adds up in saving pretty quickly.
Eating out is the first thing to go, it's a luxury but one meal out is almost a week of groceries.
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