What advice would you give someone who has a credit score of 520?
My husband is trying his best to improve his credit score but it isn't going anywhere. He has paid off all the bad stuff that happened in the last 7 years. He has made payments on a car since September and we have confirmed they are reporting it. However since June of last year his credit has only improved by 6 points. He does have debt prior to 7 years still showing because new debt collecters get it and repost it. What advice can you offer?
Dispute the new creditors. If it's over 7 years old, even new creditors shouldn't be able to post it against your credit.
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