Can you refinance your home without paying closing fees?
What company do you know of, if this is possible?
You may not be able to refinance, but some mortgage companies may let you modify your mortgage. I have a mortgage with Navy Federal Credit Union in Vienna, VA. When the interest rates went down, I wanted to change my mortgage interest rate. Since I did not want to change the length of my loan or do a cash out refinance, they allowed me to modify the interest I was charged. All I had to do was sign a paper. There was no fee. I didn't receive the absolute lowest rate in the market, but I still got 3.675% for the remainder of my 15 year mortgage (12 years left).
I think NFCU was able to do this because they do not sell their mortgages and they service all of their loans in house.
by Shepherd's Lamb 22 months ago
I just want to discuss what's going on in my little head right now and hope to hear from those of you more educated on the subject.I qualified to buy a condo in 2004 (six years ago). I paid $6,000 cash for closing. Two years later I refinanced to get into a fixed interest rate of 5.5%...
by Ralph Deeds 7 years ago
I just refinanced my home mortgage today--4% for 15 years. Closing costs around $1,900. This is the lowest interest rate in 50 or so years.
by HubPages 7 years ago
How To Pay Mortgage Early
by TheTruthasIseeit 6 years ago
Is it worth it to refinance my mortgage? Are there fees?How much does it cost to refinance and is it really worth it?
by confusedgirl99 7 years ago
I am a bit confused as to what the best path is for us to take. We purchased our home about 5...1/2 years ago. Right now we are in a 30 year fixed rate mortgage at 6.125. We need to add on to our home, but we can get a very small amount of cash out since home values have dropped and we've only been...
by shirleycarter 5 years ago
can i get out of this car loan with 19% interst rate
|HubPages Device ID|
|Login||This is necessary to sign in to the HubPages Service.|
|HubPages Google Analytics|
|HubPages Traffic Pixel|
|Google Hosted Libraries|
|Google AdSense Host API|
|Conversion Tracking Pixels|
|Author Google Analytics|
|Amazon Tracking Pixel|