No one knows the income tax rates in the future. How you save now can affect your income tax in retirement. If you think you will be in a lower tax bracket, save in a tax-deductible/tax-deferred account (IRA or 401(k)). Think you'll be in the same or higher tax bracket, use a tax-free Roth IRA or...
The IRS has added a Simplified Option for claiming the Home Office Deduction. It greatly reduces the record keeping requirements and eliminates some complex tax calculations.
Turkey Path in Leonard Harrison State Park is one route to the bottom of Pine Creek Gorge, the Grand Canyon of Pennsylvania. This one mile trail drops over 800 feet in elevation over its course.
Hungry for a Lobster Roll but, can't make it to Maine? With this simple lobster recipe you can get that classic lobster roll you crave right at home.
This 2 mile stretch of ocean shoreline on Mount Desert Island in Acadia National Park is one of the most beautiful anywhere. There are no long endless stretches of pristine white sand beaches here, just breathtaking pink granite shoreline, sheer cliffs, a sand beach, mountains, and a deep green...
Here are 6 fun and easy hikes in and around Acadia National Park on Mount Desert Island. The hikes are divided by location: near Bar Harbor, Jordan Pond House, and the Quiet Side, Bass Harbor area. Enjoy the hikes and the nearby attractions and you will see many of the highlights of the park.
Is playing within the rules tax evasion and 'not paying your fair share'? Is everyone that lowers their tax bills evading taxes? Is lowering your tax bill illegal or something even the IRS expects? What is the difference between tax avoidance and tax evasion?
You want whole Maine lobster, but when you finally get that delicious crustacean placed in front of you, you suddenly realize, 'What the heck am I supposed to do with that thing?' It is not like it comes with directions, pull tabs, or tear away strips. Here is a video and step-by-step directions to...
In north central Pennsylvania, Pine Creek Gorge, the Grand Canyon of PA, cuts through 47 miles of hardwood forest from U.S. Route 6, just south of Ansonia, to below Waterville, PA at its southern end. Over 800 feet deep at its northern end, the deepest point in the gorge is1,450 feet near...
Family owned Waldameer Park in Erie, PA can boast the #6 best Wooden Roller Coaster in the World! The Ravene Flyer II is not a lightening fast, heart stopping, stratospheric high coaster, but it has all of the making of a classic wooden coaster experience. With awesome views from the top of the...
Gulf Hagas, the Grand Canyon of Maine, very remote and only about 4 miles long and 100 feet deep, is filled with breathtaking vistas, waterfalls, pools, and sheer rock walls.
The end of the year is ideal, but anytime is the perfect time to spend a little time with your tax records. Organizing your tax receipts and records now will make completing next year's return easier.
Geocaching is modern day treasure hunting. Geocaching.com, the official website for geocaching, lists over 12,000 caches in and around Sedona! Certainly more than we could find in a day, or maybe even a year, for that matter. Using the website, our son, Jeff, was able to locate several geocaches...
Heading to Maine for vacation? I'm sure that eating lobster is high on your list of "must do's". For that real Maine experience, get your lobster at a lobster pound. Here are some of my favorite lobster pounds near Acadia National Park, my camp in Surry, and even a few not far from Portland and...
Summer in Maine and there seems to be more lobster pounds than Dunkin' Donut Shops. Some have been around for what seems like forever and some are new this year. They all look different. Some look like a shack. Some look like a restaurant. So, what is a lobster pound?
On May 20, 2012, our youngest son, Andy, was commissioned a Second Lieutenant in the U.S. Marine Corps. He wanted all of his brothers to witness this event. Our second son, Brian, died in January, 2010. Andy had worked hard to get into the Marines. He was beginning to find his niche in life. For...
When starting your first job, retirement savings are the last thing on your mind. It shouldn't be. Starting to save early for retirement allows for the power of compounding. Here are 10 tips for retirement savings when you start your first job.
How I prepared for my trip to rural Mexico. Passports, immunizations, cell phones and even water bottles to make your trip hassle and worry free. Taxis, ADO buses and even pick-up trucks were my transportation.
Enjoy the story and photo journey of my trip to Mexico that was off the beaten path. Few, if any of the usual tourist experiences here. Taxis and buses to industrial towns and rural villages with dirt roads, but no beaches, zip lines, or all-inclusive resorts on this trip. It was a wonderful...
Located about 25 miles northwest of Flagstaff, Red Mountain Trail takes you into the interior of a cinder cone of an extinct volcano. Off Highway 180 in the Coconino National Forest, this hike is a great side trip when traveling between Flagstaff and the Grand Canyon. Suitable for all ages, this...
We donate to thrift stores to help support a good cause. People on limited budgets use them to stretch their finances. Here are 10 reasons we should all consider shopping at a Thrift Store.
Lava River Cave is just northwest of Flagstaff, AZ ,off Highway 180 in the Coconino National Forest. You can walk underground almost one mile in this lava tube that is 650,000 to 700,000 years old.
Bright Angel Trail, a corridor trail, is one of the most popular trails at the South Rim of the Grand Canyon. Despite Backpacker Magazine declaring it one of America's Most Dangerous Hikes, with water sources, some shade, rest areas, and a park ranger presence, it is the safest trail at the Grand...
Four fun, educational, and unusual hikes for all ages to enjoy near Flagstaff, AZ. Spend a morning or afternoon exploring cliff dwellings, an extinct volcano, a lava flow or, for a really unusual hike, go underground in a lava tube. Walnut Canyon, Sunset Crater Volcano, Red Mountain, and Lava...
Walnut Canyon was inhabited over 800 years ago by the Sinagua people. This 20-mile-long, 400-foot-deep canyon, 1/4 of a mile wide, was their home for over 100 years.
Here are 3 ways for you to capture a screen shot or image with an Apple iPhone or iPad. Save a copy of an open App, get a screen shot of your browser window, or copy a picture on a webpage with these techniques.
Many tutorials are geared toward PC users. Mac users are often left on their own. Here are 3 methods to capture a screenshot for Mac users. GIMP, is a great free GNU Image Manipulation Software that can be used to capture a screenshot on a Mac or PC.
Potty training, particularly boys, was never an easy task, but eventually everyone finds success. While not offering many new tips or insights, the author recalls the struggles of training his boys and takes a rather sarcastic look at the commercialism of an everyday rite of passage. You may also...
I didn't come to HubPages with a lot of writing or social networking experience. I have had a few experienced Hubbers, directly or indirectly, help me as I have gotten started. Here are 10 helpful tips, pearls of wisdom, or suggestions that may also help you.
Our second son, Brian would have been 33 on April 20, 2015. He died unexpectedly just over 5 years ago. I remember his challenges, his successes, his triumphs.
Don't wait until next year to prepare to do your taxes next year. Review this year's return. Adjust your withholding. Get organized. Save your receipts. Document your business and travel expenses.
Operating since the 1870's the Duquesne and Monongahela Inclines are iconic features of the Pittsburgh, Pennsylvania skyline. Next time you are in Pittsburgh, if you are so inclined, step back in time and ride a funicular just for the fun of it.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Summertime is time for vacation in Vacationland. This year, go to Maine and see remnants of an extinct volcano or a glacial desert. Visit the Oceanarium, travel the Golden Road or explore Fort Knox and the Penobscot Narrows Observatory.
The deadline for filing your federal income tax return is fast approaching. It is time to stop procrastinating and get them done. If you need more time to file, use Form 4868. Need to make in installment arrangement, use Form 9465-FS. Need to amend your return, use Form 1040-X.
Mistakes made when filing your tax return can lead to delays in receiving your refund. In my tax office I see mistakes that are often avoidable. Some "mistakes" are intentional and are illegal attempts at trying to increase a tax refund.
IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form...
Simple question, but no simple answer. The easternmost point in the US is up for debate. The location of the first sunrise in the US depends on the season. While West Quoddy Head is the easternmost point in the continental US, it only sees the first sunrise 34 days a year. Cadillac Mountain on...
Exemptions, deductions, and credits can reduce your tax liability. Exemptions and deductions reduce your taxable income. Tax credits directly decrease your tax liability, dollar for dollar. A refundable credit can result in a tax refund even when you have no income tax liability or paid no...
Looking for the perfect bike ride or hike to see the fall foliage? Just south of Franklin, PA, but not very easy to find, the Sandy Creek Trail winds 12 miles from Fisherman's Cove in the west to Van in the east. Along the way the trail crosses 7 bridges including the 1385 foot long Belmar Bridge...
The Earned Income Tax Credit (EITC) is a refundable federal tax credit. It is designed to help low and moderate-income individuals and families keep more of what they earn. Claiming a qualifying child can increase your EITC. The 4 criteria that must be passed for a qualifying child include...
There are several retirement plan options for small business owners and the self-employed. Traditional and Roth IRAs are available to everyone. SEP-IRAs, SIMPLE IRAs, and Individual 401(k)s are great options for the right situation. More complex plans, such as Self-directed IRAs, Keogh plans, and...
100% natural and handcrafted with the same process perfected by Peter Straub over 125 years ago. Straub, Straub Light, and Peter Straub's Special Dark is available in Western Pennsylvania. Visit the brewery and the Eternal Tap in Saint Marys, PA.
Interest has increased in owning your own business. Purchasing a franchise is a way to get a business up and running quickly. Do your homework so you find the right franchise for you. Quality franchises will be there the first day and for years to come.
Obtaining a Federal Tax Identification Number, also known as a Federal Employer Identification Number (E.I.N.), is fast and free on the IRS website. Many business entities such as trusts, partnerships, LLCs, corporations, and estates need and E.I.N. Even sole proprietorships may want an E.I.N....
You can use Form 8888 to split your refund between up to 3 accounts at U.S. financial institutions. Your refund can be direct deposited into checking or savings accounts, mutual funds and even brokerage accounts. You can use Form 8888 to buy U.S. Series I Savings Bonds or even to fund your IRA.
Social security benefits are usually tax-free but not always. Interest income, dividends, pensions, IRA distributions, and employment income can all contribute to making your social security benefit taxable. Up to 85% of your social security benefit maybe taxable as income.