Do you save money? I mean do you put money into a savings account regularly?

Jump to Last Post 1-14 of 14 discussions (25 posts)
  1. GoodLady profile image95
    GoodLadyposted 5 years ago

    Do you save money?  I mean do you put money into a savings account regularly?

    Do you make enough money to save money?  How do you save it?   Do you save even though you can't afford to save?  Are you cutting corners to save?
    Or do you simply not save, because you can't?

  2. lburmaster profile image82
    lburmasterposted 5 years ago

    Not a savings account. I put it into a special box inside my home that requires a code to get into it. I don't cut corners, I simply hold myself back from splurging to splurge later to get better products.

  3. profile image0
    Kommadantposted 5 years ago

    I have money transferred out of my account every pay day. I have created a budget that allows me to save money for the time being.  Unfortunately, I have a bunch of expenses that are coming up that may prevent me from saving for a few months.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      Well, since you've been wise enough to save you stand a chance of meeting those expenses - and that's a bonus.  Besides, it's a good idea to set up budget plans for without them, it is almost impossible to save!

  4. Alex Longsword profile image61
    Alex Longswordposted 5 years ago

    Yes, I always try to save money. This way I will use it in an emergency. When I have it in my bank account there is less temptation to spend it on the go differently from my money in my wallet that I usually spend in the same day. Saving money is a good habit that I recommend to everyone. What I do is to have a personal budget and compare in which category for example food or entertainment, I am expending the most. then I compromise myself to spend less money in that category for the next month and that way I can control my economy.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      Learning how to economize stands you in great stead.  Life is full of surprises and having money set aside  is always useful, it gives you choices.

  5. Pamela99 profile image91
    Pamela99posted 5 years ago

    Yes, I have money automatically put into my money market account from the checking account. It isn't a huge amount, but it adds up over time. I have found this the easiest way to be consistent in savings.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      It's very good advice, thank you - also because you give the impression you have been doing it for some time

  6. EVernon profile image58
    EVernonposted 5 years ago

    Yes, I've been saving money since I first began earning money at the age of 16. Every time I get paid I transfer over however much I can afford to save, and then I refuse to touch my savings until I need them for something. By doing this I've been able to afford to buy 2 cars outright, and still have money leftover for the future.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      That is admirable - great you don't ever have that interest to pay on borrowing for the cars.  Nice you're managing to have some money for the future too.  I think saving money is a great, rewarding habit.  Wish I'd learned it!

  7. Miss Tillman profile image38
    Miss Tillmanposted 5 years ago

    I would love to be able to do that. However, me being a stay at home mom, and my fiance has not had enough hours at  his job,We are not quite that blessed to save money. As soon as he gets paid and we pay bills, we aren't broke but don't have enough to put away because we always have the unexpected happen and its just not a good time for us right now. The way we look at for now, is all of our bills are paid, we have plenty of food in our house and the car has a full tank of gas, and us and the kids don't need anything so we don't stress about the things we don't have right now.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      I was wondering if I'd ever hear from someone like me.  I have never been able to save a penny!  I brought two children up single handed and ever since I have to keep myself and money coming in is never enough to pay for everything!  Admire savers!

  8. Willow the Wisp profile image67
    Willow the Wispposted 5 years ago

    Trust a bank with my savings?, no chance. I do save, but it's not in a bank and its not in $ money form.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      Helpful comment here.  Banks haven't proved worth their salt recently have they?  And money is unstable (in value).

  9. miss1magination profile image67
    miss1maginationposted 5 years ago

    No, I don't make alot but I m very tight with my purse ( I put my money away once a month into savings account) and I never buy on impulse. I 've always been this way from just a little girl. When I shop, I buy only what is needed!

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      That is extraordinary and so sensible.  you prove it is a habit learned whilst young.

  10. grumpiornot profile image84
    grumpiornotposted 5 years ago

    Yup, the money from ancillary stuff like writing on hubpages all goes into one (rather sad and small) account that I don't spend.
    Maybe one day it will amount to something... but for now, I'm just enjoying the writing.
    Saving is a very tough habit to learn, but a very valuable one - I am working on it.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      How I identify grumpoirnot!

  11. Cardia profile image95
    Cardiaposted 5 years ago

    Whenever I get a sum of money, I normally split it in half and keep one half for normal spendings (on necessities and small purchases) and the other half goes straight to the bank.
    I'm not really saving for anything in particular, but I like the idea of having something for a rainy day or for something fun in the future, like traveling. I just try to save money in general.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      This is making you rich.  I think it's amazing to be able to save half and of course your savings will be fun to spend on traveling!  Nice dream plans Cardia and may you have very happy travels.

  12. Astralrose profile image93
    Astralroseposted 5 years ago

    I don't earn but since my husband and I are partners so his earnings are mine, too! We save in banks. We plan to invest in stocks, also. We have quite a good experience about stock market.

    We just live in a world that works mostly with money. We want to travel a lot so it requires money.

    I really don't think people cannot afford to save. It only needs proper budgeting. Most  people buy unnecessary things which the money spent could have been saved for the future...who knows when you might be needing it, right? So it's always good to have something saved.

    1. GoodLady profile image95
      GoodLadyposted 5 years agoin reply to this

      I'm someone who hasn't been able to save!  Life is tough for some of us and money just isn't ever enough, but somehow we do get by.  You are absolutely right though, it is important to have some sort of plan in place for that rainy day.

    2. Astralrose profile image93
      Astralroseposted 5 years agoin reply to this

      I agree with you, Goodlady. Life is tough, even tougher for most. Being healthy is the best investment.

  13. flim profile image72
    flimposted 5 years ago

    I save on a monthly basis, splitting a portion of money into a saving account after paying bills and portioning out my monthly pocket money.

    I think the habit of pre-setting a monthly pocket money since young is good and this habit last till even now. Both my husband and I have pre-set monthly pocket money for our own food, travel and small expenditures. I like to be able to work within a pre-set portion of money which i can be responsible for.

  14. soconfident profile image83
    soconfidentposted 5 years ago

    Yes I put $75 in every friday when I get paid.

 
working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)