What are some ways to cut back on spending during this time of year?
You can cover the inside of your windows with bubble wrap. This provides additional insulation which will lower the gas or electric bill.
If you live in a climate that doesn't have a brutal winter, try space heaters rather than central heat. Quartz and ceramic heaters are very good; I use them.
You can plant a winter garden. Here are some veggies that grow in winter.
Broccoli Raabe, rapini
Celeriac, celery root
Curly Endive (Frisee)
Jerusalem Artichokes and sunchokes
Of course, you must find out about the planting season based on your state. Google, "State-specific Guides".
Good anytime is repairing furniture or finding furniture that can be easily repaired. I have saved a fortune by not buying or delaying the purchase of new furniture. These are just a few. Good luck.
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