Do you have student loans and do they harass you if you can't make a payment?
Student loans can be a giant pain in the tush, and they are not shy about that. I know Sallie Mae is known for calling over seven times a day- to myself and my friends- when a payment cannot be made or even if there is a partial payment made. They have been incredibly unwilling to work with me in lowering my monthly payments, but I am unable to make the payments due to other bills and needs. Since Obama is now forcing all Americans to have health insurance (that's another issue) I am now being forced to pay $300 monthly for my health insurance plan. What are your thoughts?
Honestly you need to make a payment arrangement or they start to take it out of your tax refund. I was between a rock and a hard place when I got out of school and I had just enough money to pay my rent, car insurance, and my cell phone so my student loans went unpaid. They started to take money out of my tax refund. I would get a check for the amount of $0.00 and a letter from the IRS saying that my refund went to my loan. It shocked me, but eventually I paid it off. They will collect money from you one way or another.
They can try
I doubt I will have my loan paid off by the time I die. That's what happens when you can't find anything other than loans to get you through college to a degree which probably was not worth the money anyway.
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