If they make loans and don't take the quality of the borrower into account, they are less likely to be repaid and lose money.
Therefore, they want to give fewer loans that are almost certain to be repaid than many loans that aren't repaid.
by Earl S. Wynn6 years ago
What is the best way to get money to start a new business (besides bank loans?)
by Gary Anderson8 years ago
The consumer is the catalyst of our economy. The consumer is tapped out by bad loans, too much credit, by a greedy banking system that wanted profits before responsibility. Option arm loans, credit card loans, and other...
by erickazoso8 years ago
I'm curious what others think, in my opinion, the current recession we're in is simply the fault of the people that wanted a house and either couldn't afford their loans or didn't educate themselves properly on the loan...
by rhamson8 years ago
With the recent collapse of the insurance companies sub prime rates and government bail outs, can our capitalist based market system be trusted to right itself?
by Ponx7 years ago
Do you think that writing 2-3 quality hubs per week is the right approach or its all about the quantity because the more hubs you write the more traffic you can get to your website (I guess so!)
by CWanamaker4 years ago
What's more important to you, quantity of life or quality of life?It seems like everyone is only concerned with living longer. Quality of life issues (especially at old age) aren't often discussed. Would you want to be...
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