Why do Banks charge you to cash a check that is from their own Bank.
When I get paid my payroll check I go to the bank to cash it and I get charged $6 dollars because I do not have an account with that Bank. In the past I remeber never having to pay a fee to cash check.
It's probably a new policy they have to make even more money. They also charge you to get you to make an account with them. I remember when my jobs checks were from Wells Fargo, I could cash them without an account, and without any penalty. I don't know if I still could, because I use the local credit union. I think credit unions are a lot better than the big banks like Wells Fargo, UsBank, TCF, etc...
To create a preventive/punitive cost for those who would either choose to not engage in private banking or those whose past prevents them from said engagement. As banking has become more and more of a requirement of modern society they feel it gives them to a right to punish those who don't kneel to their ways. The biggest threat to any banks power is not their competitors customers but those who don't recognize the authority of the banking system to do anything burn... BURN!!!
Who is going to pay the rent? Who is going to pay the teller?
Who is going to pay the accountant?
Why are you not cleaning your neighbour's house for free?
My bank doesn't charge me but I do pay a monthly service charge which provides some basic services one of which is cheque cashing.
by Susan Reid 13 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by Destiny Rose 15 years ago
or money that just kind of disappeared from your account and things just didn't add up?
by trcyph 15 years ago
How do you feel about depositing your check into your bank accountand having the bank slap a hold on your check for 7 days, cashing the checkyou deposited in 24 hours and then charging you overdraft fees on everytransaction that went through your account.
by LAURENS WRIGHT 10 years ago
How does the FDIC stand behind the banking accounts and guarantee the funds to be repaid.For every certified banking account, the FDIC says that they back the funds in that account a certain amount. If the bank creates the money to loan out, how can the Feds or banks back the accounts? ...
by Deborah-Diane 12 years ago
Do you think the Glass-Steagall Act should be brought back to prevent risky bank investments?Glass-Steagall was inacted in 1933 to separate commercial banking and investment banking. Most of it was repealed in 1999, and there have been serious bank problems since then.
by New 2011 Mom 13 years ago
Banks not helping and now I am clueless. Go to another bank or lose it all?The bank I am with right now is giving me so many problems for so long I can't stand it anymore. Someone stole my account information and used it to purchase stuff online, plus they hacked into my PayPal account to try and...
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