Would you prefer a healthcare voucher system to traditional Medicare?
Vice presidential candidate Paul Ryan has proposed changes to Medicare under which the government would pay beneficiaries an amount of money that could be used towards private healthcare premiums. Would you prefer such a healthcare voucher system to traditional Medicare?
I'd prefer owner-managed MSAs, but no politician is proposing that. It would require them to give up too much control.
As for insurance vouchers, it doesn't matter much. The insurance industry is so heavily regulated and concentrated it has to be viewed as a de facto arm of the state anyway. It operates with an efficiency not much higher than government itself. I don't believe this proposal would cut costs enough to make a crucial difference.
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