Anxiety that your job could go at anytime, add daily stress to a young couple's

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  1. profile image0
    threekeysposted 18 months ago

    Anxiety that your job could go at anytime, add daily stress to a young couple's marriage?

    What 3 simple pieces of advice would you give to a couple in their 20's or early 30's?

  2. Ken Burgess profile image89
    Ken Burgessposted 18 months ago

    It will get harder to make money and save money as you get older. not easier.

    For a variety of reasons, you may not want to work as you get older, your health may cause problems, you may have kids to support, etc. etc.

    You can't go by how your parents or grandparents were able to make more money as they gained experience and/or seniority at a company, things have changed, and the older you get these days, the easier it is to replace you with a younger, cheaper, more easily manipulated worker... this goes for most fields, from Nursing to Mechanics.

    So don't live like there is no tomorrow, and don't live like you'll have more opportunity and ability to make good money in the future... because that is no certainty. 

    - - - - -

    If you want to travel and explore the world, do so when you are young... and if you find a place in the world where you are happy don't put off moving there for some time when you are ready... do it when the opportunity presents itself.  Its much easier to move and make changes when you are young, and don't have kids or other responsibilities.

    - - - - - -

    Don't get attached to stuff.  I have seen plenty of young women especially, get tied to their furniture, their car, their stuff... The less you are attached to, the less likely you are to get stuck in a bad situation, its easier to replace a bed, a sofa, a table, than it is to lug it around, or pay for it to be in storage.

    1. profile image0
      threekeysposted 18 months agoin reply to this

      Good solid reasoning. Thankyou Ken.

  3. dashingscorpio profile image88
    dashingscorpioposted 18 months ago

    https://usercontent2.hubstatic.com/13468161_f260.jpg

    1. Work hard to make yourself indispensable in the eyes of management. (Companies strive to keep their most valued employees during difficult times)
    2. Cut back spending on frivolous items and save more money.
    3. Look for and network for potential new career opportunities; LinkedIn..etc (Possibly start your own business.)
    * Lastly keep things in perspective. Losing one's job isn't the end of the world! Trust me anyone who loses a job in their 20s or 30s isn't done working for the rest of their life. Adapt!
    Every ending is a new beginning!
    "Worry does not empty tomorrow of its sorrow, it empties today of its strength" - Corrie Ten Boom
    Learn to accept and welcome change! (It's the only constant.)

    1. profile image0
      threekeysposted 18 months agoin reply to this

      Yes its also as you said, a balance of being versatile/flexible and not falling into chaos or acting chaotically.

  4. tamarawilhite profile image91
    tamarawilhiteposted 18 months ago

    Read Dave Ramsey to get control of your finances, pay down debt and save up an emergency fund to reduce the financial worries and money fights.

    1. profile image0
      threekeysposted 18 months agoin reply to this

      Thanks for the book suggestion!

  5. tsmog profile image83
    tsmogposted 18 months ago

    ** First, Change is inevitable, so be prepared!!!

    ** Second, determine what success 'really' means to you (Get down to the bare bones basics. Everything else will be savings, luxury, or can be dispensable. Remember #1.)

    ** Third, Learn and know your strengths while consider they will change (See #1) then build on those (Remember #1)

    And, then . . .

    ** Fourth, think life plan and career plan. Know what a job is and what a career is. (Remember the above)

    ** Fifth, Make a master plan and be flexible. (Remember #1)

    ** Sixth, every flexible master plan will have contingency plans because of #1

    ** Seventh, Build a support group with mutual loyalty and respect

    ** Eighth, a job is a rung on the ladder of success (Remember #1)

    Advice: Ponder what it means to navigate as a captain with a crew of a ship sailing to the island success with supplies. That is the destination. To get there means sailing to the horizons. The point on a horizon will change because of the weather and currents, which will alter the course, but the island of success is at the same point on the map. Once you arrive consider there is the 'option' of more islands while you decide if to make that a home port.

    Remember to have fun, fun, fun . . . as best as can be sailing the high seas.

    1. profile image0
      threekeysposted 18 months agoin reply to this

      Im glad you mentioned to have fun along the way!!

  6. LoisRyan13903 profile image80
    LoisRyan13903posted 18 months ago

    1.  If you hear things at work,it is not always true.  People like to spread rumors.  Each contract negotiation our company went through, there were always rumors about going on strike.  Never happened.

    2.  Set up a weekly budget for your expenses.  Make sure you include 5% for savings and another 5 for fun.

    3.  Read financial books by Larry Burkette.  They are loaded with advice.

    4.  Give your bosses reasons why they should keep you-work hard.  Sometimes, especially if you belong to a union, the younger people are let go before the older ones are.  So if some cases losing your job is unavoidable-but you can collect unemployment
    \
    5.  Polish up your resume

    1. profile image0
      threekeysposted 18 months agoin reply to this

      Good practical advice. Cheers Lois.

 
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