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Prepaid Cell Phone Plans with Unlimited Texting

Updated on May 7, 2011

Some wireless vendors offer prepaid cell phone plans with unlimited texting. The least expensive way to locate these types of plans is usually through the Internet; companies maintain elaborate web sites that lay out costs, benefits, and eligibility requirements. Searching online for the best prepaid cell phone service will be rewarding and interesting.

A prepaid plan usually has very few eligibility requirements due to the fact that the account must be funded in advance of use. A 'typical' wireless phone plan is configured to bill in arrears. In other words, customers receive their monthly statements for services they have already consumed. You get a bill in August for airtime used in July. Such an account usually requires a credit check or at least a background check worthy of a federal loan application. The company insists on knowing to whom they are loaning money. Plans offering unlimited texting are available, however.

On the other hand, a prepaid plan requires some money up front simply to get the service activated. Customers typically fund their phones and airtime with a credit card or a debit card. If anonymity is an issue, don't use plastic to pay for the use of the phone. A credit of debit card will be forever linked to the wireless account, which doesn't pose a problem to most consumers, but every once in a while we all prefer to live like secret agents. James Bond would be proud to know that wireless carriers provide mechanisms to transfer 'anonymous' money into wireless accounts. Virtually every grocery store and corner gas station boasts large racks of phone cards; purchase the card with cash, then use the card to charge up the wireless account. A modicum of human contact is necessary, but an overly large hoodie combined with cheap sunglasses makes the encounter somewhat less painful.

Why Texting?

Prepaid cell phone plans with unlimited texting can be lifesavers for folks who communicate via text rather than voice. Many advantages present themselves when comparing texting to 'voicing'.

  • Texting can be done in a noisy environment. It's certainly possible to text your BFF from the front row of a Justin Bieber concert. Conducting a voice conversation from that location will virtually always be problematic.
  • Texting can be sent to multiple recipients. A single carefully composed text message can reach everyone in the address book. That would be a rather large conference call.
  • Text messages are much easier to retrieve. A text message lands directly in a phone, while a voice message lives on a computer server somewhere until the recipient dials in to play it back. Retrieving voice messages sometimes consume minutes as well. Incoming text messages are almost always free, even if the customer is not registered for a prepaid cell phone plan with unlimited texting.

Research indicates that average American teenagers send 10 texts an hour unless they are in school or sleeping. This works out to over 3000 texts a month. A prepaid cell phone plan with unlimited texting can easily be justified.

No available research measures how many texts originate from Justin Bieber concerts.

What could go wrong?

   Consider that any prepaid plan must be funded properly, else the assigned number may end up back in the pool of available numbers. The carrier won't hold the number any longer than is required by law. Most cell phone customers prefer that friends and relatives have a consistent way to contact them. Purchasing a new prepaid plan every month could be frustrating to those who prefer not to update their phone book files every few weeks. Just because the phone book entry says "Mom" doesn't mean that Mom has kept the account up to date. Someone else could already have the phone number unless Mom makes the payments in advance.


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    • dallas93444 profile image

      Dallas W Thompson 7 years ago from Bakersfield, CA

      A teenager's dream... "Mommy, I NEED this!"

    • nicomp profile image

      nicomp really 7 years ago from Ohio, USA

      @sheila b. : If you become a spy, how will we know?

    • sheila b. profile image

      sheila b. 7 years ago

      I did a comparison before signing another 2-year contract, and by my figures the prepaid would cost me more. On the other hand, should I decide to become a spy, I will surely go with prepaid.

    • sarmack profile image

      Sarah 7 years ago from Washington State

      Prepaid phones are the way to go if you need unlimited text, minutes or direct connect. Much more cost effective than the post-paid options. Good article.